Finance Xpress

As savers, we are being rewarded with higher risk-free yields. Treasury bills (T-bills), Treasury bonds, and money market funds are still paying over 4% without taking equity or credit risk. Because Treasury interest is exempt from state income tax, these instruments are especially attractive for higher earners in high-tax states like California and New York. […]

The post Selling Treasury Bonds Is Easy, But Consider The Tax Implications appeared first on Financial Samurai.

Ideally, you want to find a home with both a big lot and amazing views. These are the two special features that most buyers covet the most, which create bidding wars and higher re-sale prices. However, they rarely coexist at an affordable price. Usually, when a home has amazing views, it’s perched on a hill […]

The post Big Lot vs Great Views: Deciding Which Home Offers More Value appeared first on Financial Samurai.

Conventional wisdom says we’re in a housing affordability crisis. With higher mortgage rates and higher home prices, buying a home has supposedly never been more expensive. But what if I told you this entire narrative might be wrong? In reality, housing affordability could actually be at or near an all-time high. Sound crazy? Maybe. But if […]

The post Why Housing Affordability Could Actually Be At An All-Time High appeared first on Financial Samurai.

Well folks, the time has finally come to buy a new car. After buying eight cars in my first ten years out of college thanks to my former car addition, I now dread the idea. All I want is to drive one car forever to save time, hassle, and money. However, my 2015 Range Rover […]

The post Time to Buy A New Car: Mine Is 10 Years Old & Causing Problems appeared first on Financial Samurai.

At our core, we all just want a fair chance to compete. We don’t need handouts, and we certainly don’t want to rely on the Bank of Mom & Dad to prop us up as adults. The real satisfaction comes from seeing what we can build through our own effort. Because honestly, having everything handed […]

The post Thankful for the Opportunity to Keep Competing and Thinking appeared first on Financial Samurai.

About 10 years ago, I tried logging onto SSA.gov to check my Social Security benefits. You would think after decades of paying FICA taxes, the government might make it easy to see what you’re entitled to. Nope. Instead, the system demanded to physically mail me a PIN. I tried three times over 12 months. Nothing ever arrived, […]

The post Living Solely Off Social Security Benefits In Retirement Is Possible appeared first on Financial Samurai.

I was talking to a full-time mother the other day, and she was pissed. Her full-time working husband was heading out on yet another business trip. It was his third week-long trip that month, and she was over it. Their two kids missed their father, and she didn’t think all the travel was truly necessary, […]

The post How To Overcome Travel Guilt As a Stay-at-Home Parent appeared first on Financial Samurai.