Finance Xpress

I currently have an opportunity of upgrading homes but am unsure whether it's the right move. Maybe you're going through this dilemma as well and need to talk things through. The house I wanted to buy a year ago failed to sell because it was listed too high. Then the S&P 500 corrected by 19.6% …

The Risks Of Upgrading Homes Nobody Really Thinks About Read More »

The post The Risks Of Upgrading Homes Nobody Really Thinks About appeared first on Financial Samurai.

Have you ever wondered why wealthy people are more willing to invest in hedge funds, venture capital, venture debt, private equity, and specialty funds? These are all actively-run funds that mostly have a history of underperforming the S&P 500. Yet, billions of dollars still pour in each year. Some of these active funds are also …

Active Funds: Why Wealthy People Continue To Invest In Them Read More »

The post Active Funds: Why Wealthy People Continue To Invest In Them appeared first on Financial Samurai.

Have you ever wondered what it would be like to retire in a cabin in the woods? My dad did it, and I'm here to share some fascinating insights on his experience and how he ended up there. Who knows, if you prescribe to Lean FIRE, it might be just the type of retirement adventure

The post What It’s Like To Retire In A Cabin In The Woods: Minimalism FIRE appeared first on Financial Samurai.

Not raising the debt ceiling could cause another sell-off in the stock market. If so, history has shown it is worth buying the dip as politicians eventually agree to raise the debt ceiling limit and curb some spending. However, have you ever wondered why the government doesn't spend more responsibly? After all, we individuals are

The post Debt Ceiling Debacle: Why Not Just Spend More Responsibly? appeared first on Financial Samurai.

Thanks to reader feedback, I realized one financial move that was not included in my top financial moves to relieve stress list, was paying off your home. Even though I thought long and hard about what to put on the list, paying off your home didn't get a dedicated bullet point. For those who are

The post Paying Off Your Home May Not Provide The Joy You Expect appeared first on Financial Samurai.

Now that COVID is over, my wife and I went to an indoor social event along with well over one hundred people. It was our son's school fundraiser for teachers and low-income household families. The thing is, I almost didn't go. I had been running around all day with the kids and just wanted to

The post What It’s Like Attending A Fancy Private School Fundraiser appeared first on Financial Samurai.

I realized something important after writing about the best reason to retire early. Money doesn't buy everlasting happiness. However, having more money can reduce stress and anxiety. The goal of achieving perpetual happiness is not realistic. Happiness ebbs and flows. It's more exciting to be an 8 out of 10 on the happiness scale because

The post Top 10 Financial Moves To Reduce Stress And Anxiety appeared first on Financial Samurai.

One of the main reasons why I retired at age 34 was to hedge against an early death. When I was nine, my grandfather died from cancer and I clearly remember seeing my mother distraught for months. Then when I was 13, my 15-year-old friend died in a car accident. Here today, gone tomorrow is

The post The Pandemic Was An Experience In Hedging Your Life appeared first on Financial Samurai.

Bear markets and bank runs aren't good for most people. But let's try to look at the upside if the Fed destroys the middle class, shall we? Thinking in extremes provides clarity to help make better decisions. To set the stage, we know at least these three things: The last time the Fed hiked to

The post The Upside Once The Fed Destroys The Middle Class appeared first on Financial Samurai.