Finance Xpress

The S&P 500 is up roughly 100% over the past three and a half years. At its historical average annual return of about 10%, you'd expect it to be up closer to 40–50% over that same stretch. That means there's an enormous amount of “free money” floating around, returns above and beyond what anyone had […]

The post Use Your Excess Stock Market Gains to Actually Change Your Life appeared first on Financial Samurai.

After the final day of swimming and tennis at the sports club we're dropping, I took my kids to an open house in San Francisco. My wife was on a mom’s trip to Napa and I wanted to keep introducing my children to real estate. Maybe they might take a professional interest in it one […]

The post The Rise of Arrogant Listing Agents in A Hot Real Estate Market appeared first on Financial Samurai.

If you're one of the 8,000 Meta employees getting laid off in May, the difference between a good and great outcome could be worth $50,000 or more. The main reason for the layoffs is to offset their massive AI CAPEX. I've spent 14 years helping people negotiate severance packages, including engineering my own layoff and […]

The post Grading Meta’s Severance Package Offer: Strong On The Surface appeared first on Financial Samurai.

Earlier this year, I decided to give up cable to simplify my life and save $120 a month. I don't watch much TV, and when I do, it's sports. But with so little time, I watch the condensed 10-minute highlights on YouTube for free. Around the same time, I decided not to renew my Bay […]

The post Giving Up My Sports Club Membership Despite the Health Benefits appeared first on Financial Samurai.

There are a lot of things wealth is good for, but one of the most underrated benefits is being able to buy peace and quiet. As I was sitting in the hot tub with my two children at Everline Resort in Lake Tahoe, I couldn't help but feel a little frazzled by all the noise. […]

The post One Of The Best Benefits Of Wealth: Buying Peace And Quiet appeared first on Financial Samurai.

For those who work in AI, let me share a cautionary tale based on history. You may be getting incredibly rich right now, but there’s little point in being rich if your safety is constantly at risk. Back in 2008, I was working in finance at Credit Suisse Group in San Francisco. There were constant […]

The post Be Safe and Live: Don’t Work in AI When the Revolution Comes appeared first on Financial Samurai.

One of the key ways to FIRE is to save and invest aggressively. You've forecasted your misery, therefore, you know that by the time your misery becomes a reality, you'll have invested enough money to retire early and break free from the grind. Obviously, if you don't forecast when you'll be miserable, you're probably not […]

The post How To Convince Yourself To Invest Aggressively For A Better Tomorrow appeared first on Financial Samurai.