Finance Xpress

One of the key ways to FIRE is to save and invest aggressively. You've forecasted your misery, therefore, you know that by the time your misery becomes a reality, you'll have invested enough money to retire early and break free from the grind. Obviously, if you don't forecast when you'll be miserable, you're probably not […]

The post How To Convince Yourself To Invest Aggressively For A Better Tomorrow appeared first on Financial Samurai.

Every year or two, the market hands you a gift wrapped in anxiety. You watch your portfolio bleed, you refresh your brokerage app more than you should, and you feel helpless. But when you have children, that helplessness can flip into something more actionable. This past year, with the stock market getting crunched by geopolitical […]

The post Investing More Than The Gift Tax Limit Shouldn’t Be A Problem appeared first on Financial Samurai.

After publishing my piece on the shocking cost of eldercare, a question kept nagging at me that I couldn't shake: when money is finite and the people you love are not, how do you decide who to help or save first? A $230,000-a-year group home in Hawaii for one person. Four parents to potentially care […]

The post A Financial Dilemma: Save Your Parents, Your Children, or Yourself appeared first on Financial Samurai.

At the Diamond Head pickleball courts in Honolulu, I met a man who said he had just put his 94-year-old mother in an eldercare home. Since my parents are 78 and 80, my ears lit up. I know it will be up to me to take care of them when they can no longer take […]

The post The Shocking Cost of Eldercare More People Need Save For appeared first on Financial Samurai.

I must live in a bubble. Because in my circle, I don't know anybody who has a car worth more than 1/10th of their annual gross income. I came up with the 1/10th rule for car buying over 15 years ago to help people achieve financial freedom sooner. Thousands have followed this standard rule since, […]

The post Your Car Payment Is A Huge Roadblock To Financial Freedom appeared first on Financial Samurai.

As someone who's been writing about FIRE (Financial Independence Retire Early) since 2009 and actually leaving full-time work for good in 2012, it's been quite an interesting ride. For the most part, I've been lucky because the stock market and real estate market have generally trended up, except for in 2018 and 2022. 12 good […]

The post FIRE Psychology During a Stock Market and Economic Downturn appeared first on Financial Samurai.

As a parent to two young children, I am a target client for universities everywhere. So far, I have saved over $800,000 in two 529 plans to pay for universities in 9 to 12 years. I know we need to pay full freight because we are nobodies, but make above the low income limit to […]

The post American Universities Hiring H-1B Foreign Workers Seems Off appeared first on Financial Samurai.