Finance Xpress

I have more than 40 financial accounts across four people to manage. More accounts means more questions. Can we spend more? Are we missing a tax opportunity? Does an investment still make sense given everything else we own? For years, answering them meant a spreadsheet, a free Saturday, and a lot of guessing. Then I […]

The post Mezzi Review: The Proactive AI Financial Advisor For A Flat Fee appeared first on Financial Samurai.

One of the reasons I accepted Portfolio Penguin's book deal in 2019 was to demonstrate to my kids the importance of work. Not working sets a bad example if you are a FIRE parent. If I spent two and a half years ideating, writing, editing, and marketing a book they could eventually find in a bookstore, […]

The post Children Doomed To Follow In Their Parents’ Professional Footsteps appeared first on Financial Samurai.

Part of the American dream is to climb the property ladder and live in the nicest neighborhood possible. We spend more than half our lives at home, so we want a neighborhood that offers as much peace, quiet, safety, and convenience as our budget allows. As an old man with young kids, long gone are the days […]

The post The Downside Of Living In A Nice Neighborhood Nobody Warns You About appeared first on Financial Samurai.

I recently shared that I'm 49 and out of cash because a venture capital fund called capital much faster than I expected. I assumed a conservative 30% of my commitment would be called in year one. Instead, 46% was called in just six months. On a $1 million commitment, that's $460,000 out the door instead […]

The post FIRE Makes Taking On New Debt A Non-Starter appeared first on Financial Samurai.

After stretching for the nicest house I could afford in 2023, I ended up living paycheck to paycheck for six months. It was stressful enough that I picked up a part-time consulting gig to shore up liquidity. Thankfully, stocks and real estate kept rebounding after a rough 2022, and the broke feeling faded. I promised myself I […]

The post Broke Again At 49, And This Time There Is No House To Blame appeared first on Financial Samurai.

Once both our children began school full-time in 2024, my wife and I had more breathing room. At least six hours a day of free time. No more wrangling toddlers in the chaos of the early years. I used the time to finish Millionaire Milestones, which became a USA Today bestseller in 2025. Now I'm […]

The post Financial Despair Is When You End Up Paying Money To Work appeared first on Financial Samurai.

In 2012, two months before my 35th birthday, I engineered my layoff from a 13-year career in investment banking. At the time, it felt like the riskiest thing I had ever done. Was I really going to blow up my career right as my earning power was about to compound? It did not seem wise. […]

The post Why It’s Easier To FIRE At 35 Than At 50 appeared first on Financial Samurai.