Finance Xpress

There’s an endless debate over whether real estate or stocks are the better asset class. I just realized the feel-good wealth effect adds another reason to lean toward real estate, which I’ll explain here. In my post about avoiding the real estate frenzy zone if you want to get the best deal, I highlighted a […]

The post Why the Feel-Good Wealth Effect From Real Estate Beats Stocks appeared first on Financial Samurai.

One of the reasons I’ve been a long-time fan and affiliate partner of Fundrise is its willingness to innovate. Since its founding in 2012, shortly after the JOBS Act opened private real estate investing to retail investors, Fundrise has consistently looked for ways to democratize access to institutional-quality investments. From launching diversified real estate funds […]

The post What Fundrise’s Innovation Fund NYSE Listing Means for Investors appeared first on Financial Samurai.

If you want to find better value when buying a house, avoid the real estate frenzy zone. The real estate frenzy zone is the price range where the largest number of buyers can compete. It generally spans from the median home price plus about 50%. This is where demand is thickest, emotions run hottest, and buyers routinely […]

The post Why the Best Real Estate Deals Exist Outside the Frenzy Zone appeared first on Financial Samurai.

I have wanted to lose 10 pounds (~6% of body weight) ever since I started Financial Samurai in 2009. I have come close, dropping five to six pounds in some years, but never quite hitting the double digit goal. As a result, for more than 16 years, I failed to accomplish something that should have […]

The post Lose Weight By Embracing Your Inner Economist and PF Nerd appeared first on Financial Samurai.

I recently realized something that completely reframed how I think about income in America: a $200,000 household income is no longer middle class. In fact, under increasing college financial aid formulas, earning up to $200,000 now qualifies as lower income or even poor. New data shows families at this income level can receive free or heavily subsidized tuition at elite […]

The post $200,000 Is Now Considered Lower Income Or Poor For Families appeared first on Financial Samurai.

Unlike most people, I love ARMs, or adjustable-rate mortgages. Adjustable-rate mortgages have helped me save over $300,000 in mortgage interest expense since 2005 compared to if I had taken out 30-year fixed-rate mortgages. Despite all the fear, uncertainty, and doubt surrounding ARMs, they have been one of the most powerful wealth-building tools in my financial […]

The post Why Letting an ARM Reset Can Be Smarter Than Refinancing appeared first on Financial Samurai.

Although I’m convinced AI will eliminate millions of jobs and leave many young graduates unemployed and disoriented, there is one surprising positive I recently discovered: AI can be a great therapist for everyday problems. I’m not talking about replacing licensed professionals. I’m talking about something far more accessible. AI can give you knowledge to make […]

The post AI Can Be A Great Therapist For Many Of Your Problems appeared first on Financial Samurai.