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People encounter hazards every day, some serious, others rare and innocuous. But we fear certain kinds more than others. According to Gallup, four in 10 Americans “fear being a victim of a mass shooting,” while 30 percent of U.S. adults are concerned about terrorism. Many also worry about falling victim to hate crimes or sexual assault. The list goes on, and these sentiments often are expressed in response to recent headlines.

But people can feel unsafe in other ways, too. Besides the types of hazards that can cause bodily injury or other physical harm, taking out an unaffordable second mortgage, forgoing health insurance or even visiting unsecured websites are also ways people run into danger.

No one can avoid all danger, however, and we take on a certain level of risk based on where we choose to live. Some cities are simply better at protecting their residents from harm. To determine where Americans can feel most secure — in more than one sense — WalletHub’s analysts compared more than 180 cities across 38 key indicators of safety. Our data set ranges from assaults per capita to unemployment rate to road quality. Read on for our findings and methodology. And don’t miss WalletHub’s Q&A with safety experts for additional insight.

1. Main Findings
2. Ask the Experts
3. Methodology

Main Findings

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Overall Rank	City	Total Score	Effective	Annual	Difference	Annual	Adjusted
1	Alaska	5.69%	$3,066	-46.85%	$4,237	6
2	Delaware	6.02%	$3,246	-43.74%	$3,830	1
3	Montana	6.92%	$3,728	-35.37%	$3,561	3
4	Wyoming	7.45%	$4,015	-30.40%	$4,312	2
5	Nevada	7.72%	$4,161	-27.86%	$4,028	7

Ask the Experts

Methodology

 

Source:

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via Finance Xpress