Allocating investments between stocks vs. bonds is one of the most important asset allocation decisions you’ll ever make. Here’s what you need to know. Understanding the differences between stocks vs bonds is critical to asset allocation. The allocation between stocks and bonds is one of the most significant indicators of the risks and rewards of an investment portfolio. A stock fund buys shares...
Posted by: Adam McCann Backed Review Summary: Backed offers personal loans of up to $25,000 for 1 to 3 years, with APRs ranging from 2.90% to 15.99%. The company’s name stems from the important role “backers” play in their loan process. A backer is pretty much the same thing as a co-signer, but there is one key difference. Backed notifies backers immediately after...
Posted by: Adam McCann Peerform Review Summary: Peerform offers personal loans through peer-to-peer lending, which means that they connect borrowers with investors who are willing to extend them loans. Borrowers have to meet a minimum set of requirements, which include a FICO score of 600+, a Social Security number and an active bank account, in order to qualify. Peerform will do a soft...
You won’t find any animals at this zoo but you will find a wildly innovative way to teach your kids about money and personal finance. Here’s how to turn your little cubs into little bankers. FamZoo 's rating 9.2 Fee 8.0 Technology 9.8 Customer Service 9.0 Mobile Accessibility 10.0 Additional Features 9.0 Pros Excellent teaching tool Easy to use Cons It's a paid...
On nights when you are busy, having a freezer meal ready to go is one of the best ways to feed you and your family. So, to help you get ready for your week, I have 10 easy freezer meal recipes for you to try, from breakfast burritos to meatless shepherd’s pie. Freezer meals are simply meals you prep and cook in advance,...
Posted by: Adam McCann Job hunting is never easy. Between searching for employment openings, updating résumés, contacting references and preparing for interviews, it’s hard work. Luckily, the number of opportunities available is growing, with over 263,000 new jobs added in April 2019 alone and the unemployment rate at the lowest it’s been since December 1969. But finding a job can be even harder...
If you aren’t listening to a certain style of music by the time you’re in your late 20’s, there’s a 95 percent chance you’re never going to. (Photo: Magni/Pexels) There are a lot of barriers to changing your mind: ego, overconfidence, inertia — and cost. Politicians who flip-flop get mocked; family and friends who cross tribal borders are shunned. But shouldn’t we be...