Do something great for your business this new year! Here are our top recommendations for the best small business bank accounts. The post 8 Best Banks for Small Business appeared first on The Dough Roller. via Finance Xpress ...
Phew! We made it! What a year 2020 has been. I’m absolutely exhausted from taking care of my two young kids, experiencing so much uncertainty, and writing so much. Unfortunately, the first half of 2021 likely won’t be much different. Many cities and counties will still be under shelter-in-place. Most of us still won’t get Read More... The post 2020 Financial Samurai Year...
Planning to drive for a company like Uber or Lyft in the new year? Learn about the different types of rideshare insurance coverage. The post What is Rideshare Insurance and Do You Need It? appeared first on The Dough Roller. via Finance Xpress ...
What steps can I take to protect my money when using a trading app? How do people lose money with trading apps? The post Can You Lose Money with Trading Apps? appeared first on The Dough Roller. via Finance Xpress ...
Fundrise is a leading real estate crowdfunding platform for non-accredited investors. Founded in 2012, Fundrise pioneered the eREIT asset, a private diversified real estate investment trust that enables everyday people to invest in private real estate once reserved for ultra-high net worth individuals or institutions. Currently, Fundrise manages over $1 billion in equity and has Read More... The post Fundrise Overview And The...
Peer-to-Peer lending is a new way of lending and investing that offers benefits for both borrowers and investors. Here we highlight why. The post Best Peer-To-Peer Lending Sites For Borrowers and Investors appeared first on The Dough Roller. via Finance Xpress ...
Periodically shopping for better rates on your car insurance may help you save hundreds of dollars per year. Here's why and how. The post How Often Should I Shop for Car Insurance? appeared first on The Dough Roller. via Finance Xpress ...
There’s a saying that goes something like this: To feel rich, take whatever you earn and triple it. Once you get there, triple it again. In other words, due to hedonic adaptation, it’s impossible to ever feel rich! But I’ve noticed on my path to financial freedom there were several times when I felt incredibly rich. Read More... The post When Do You Finally...
Merry Christmas and Happy Holidays! Given Christmas is an annual festival commemorating the birth of Jesus Christ, I thought it would be a good idea to discuss when to have more children. Having children is a personal choice. There is no right or wrong answer. However, once you have children, it’s hard to imagine anything more Read More... The post When To Have More...
Just in time for Christmas, we have a gift that keeps on giving! Here's our list of the best investments for passive income. The post Best Investments for Passive Income appeared first on The Dough Roller. via Finance Xpress ...
A new year is near! It's the perfect time to follow through on that resolution to build your retirement nest egg. Remember, it's never too late to begin. The post Over 40? It’s Not Too Late to Start Building Your Nest Egg appeared first on The Dough Roller. via Finance Xpress ...
One of the keys to being a successful landlord is finding good tenants. At some point in your landlord journey, you may come across a situation where you have to decide between better tenants or higher rent. Of course, in an ideal situation, you would love to have both. This post will share my latest Read More... The post Better Tenants Or Higher...
Buying a house with bad credit can be difficult. Still, it’s possible to get a mortgage with poor credit as long as you take the time to prepare. The post How to Buy a House with Bad Credit appeared first on The Dough Roller. via Finance Xpress ...
Rob discusses two basic approaches to rebalance your portfolio. The easiest approach is time-based and the second approach is market-based. The post Time-Based vs Opportunistic Rebalancing appeared first on The Dough Roller. via Finance Xpress ...
This is a joint sponsored post by FarmTogether, Masterworks, and Vinovest. They’ve helped keep the lights on all year here at Financial Samurai. With the S&P 500 close to a record-high you might wisely be thinking more about portfolio diversification. Portfolio diversification can help smooth out volatility. Further, you may be able to find investments Read More... The post Portfolio Diversification With Alternative...
Mark Cuban's advice is universal: Focus on eliminating debt, saving money, and living cheaply. Here's more advice from the man worth $4.1 billion. The post How to Invest Like Mark Cuban appeared first on The Dough Roller. via Finance Xpress ...
In the debate between stocks versus real estate as a better investment, a common issue that comes up is real estate’s lack of liquidity. Due to its lack of liquidity, it should be considered inferior to stocks. However, I believe the need for liquidity is overrated. If you are financially competent, there will rarely be Read More... The post The Need For Liquidity...
Have you ever wondered how the rich invest? Well, look no further than seeing how the ~$31 billion Yale endowment fund invests its money. Endowments invest like many of the world’s wealthiest people. Both want income to fund their operations or lifestyles indefinitely. And ultimately, both want consistently strong absolute returns, regardless of what the markets are doing. Read More... The post How The Rich Invest:...
What is burial insurance? How does burial insurance work? Can my loved ones get money from burial insurance? Is burial insurance worth it? The post What Is Burial Insurance and Should You Buy It? appeared first on The Dough Roller. via Finance Xpress ...
When I was growing up, our house was always pretty neat because I hardly had any toys. For example, I had no lego blocks for my parents to accidentally step on. My parents would only get me a present once a year. And that something was usually an action figure, not something expensive like a Read More... The post Fun Frugal Toys You...
Don't get dinged by canceling a credit card. Discover strategies you can take to protect your score during the card cancelation process. The post How to Cancel a Credit Card Without Hurting Your Credit Score appeared first on The Dough Roller. via Finance Xpress ...
Investing is an important part of everyone’s financial life. Here are the best tools to research stocks so you can grow your portfolio over the long term. The post Best Stock Research Tools appeared first on The Dough Roller. via Finance Xpress ...
Right before negotiating my severance in 2012, I wondered whether I should get a Ph.D. After 13 years in the private sector, I thought it would be nice to switch things up. Besides, if I got my Ph.D., I could demand people call me doctor, just like how our incoming First Lady demands to be Read More... The post Should I Get A...
Is it too late to invest in a coronavirus vaccine? What are the best industries to think about investing in right now? Here's what you should consider. The post How to Invest in Coronavirus Vaccine Stocks appeared first on The Dough Roller. via Finance Xpress ...
Opening a Roth IRA for your kids is a must once they start generating earned income. Not only will opening a Roth IRA help build wealth for your kids, if you have a business, it will also help you save on taxes. If you start contributing to your kid’s Roth IRA young enough, there’s a Read More... The post Opening A Roth IRA...
Personal Capital gives you the tools to understand your financial situation — and you can use that information to reach your goals. Here's how. The post Managing Multiple Financial Accounts in a Single App: Personal Capital appeared first on The Dough Roller. via Finance Xpress ...
When everybody seems to be getting rich but you, it’s a disconcerting feeling. However, after 20 years of living in San Francisco, the startup capital of the world, I say that if you want to get rich, don’t join a startup. We always hear about hugely successful startups in the news. Names such as DoorDash Read More... The post Don’t Join A Startup...
Having excellent credit allows you to be selective about which offers you accept, giving you a leg up against other borrowers. Here's how. The post Best Personal Loans for Excellent Credit appeared first on The Dough Roller. via Finance Xpress ...
Using a solid online financial advisor can help you wisely invest your funds while saving money that you'd spend with a traditional one. The post Best Online Financial Advisors appeared first on The Dough Roller. via Finance Xpress ...
Ever since the global pandemic began, the private jet market has been booming. But as a financially savvy person, you might wonder how much does it cost to fly private? Further, are there any cost-efficient ways to fly private? Flying private is one luxury that can improve your life once you become rich. No more Read More... The post Flying Private: The Cost...
A loan can sometimes be the best way to finally conquer your debt. We've found a few of the best debt consolidation loans out there. The post The Best Debt Consolidation Loans appeared first on The Dough Roller. via Finance Xpress ...
More banks are offering early direct deposits, so shouldn't you take advantage of it? Check out our list and see which bank suits you best. The post Banks That Offer Early Direct Deposit appeared first on The Dough Roller. via Finance Xpress ...
What type of insurance do small businesses need? General liability, commercial property, worker's compensation, auto insurance, product liability insurance. The post Best Insurance for Small Businesses appeared first on The Dough Roller. via Finance Xpress ...
For the past 10 years, traffic for the post, West Coast Living: Yes It Really Is Better, starts picking up around Thanksgiving. In the past, people landing on this post would come mainly from the East Coast. However, this year, I’m seeing more people coming from the Midwest and the South. The topic of migrating Read More... The post Migrating To California From...
Accurate passive income forecasting is important for tax minimization, better time utilization, stronger mental health, and increased overall happiness. For 2020, I made a big mistake by inaccurately estimating my passive income. At the beginning of 2020, I estimated I would earn roughly $70,000 from my various real estate crowdfunding investments. The combined estimate for Read More... The post Accurate Passive Income Forecasting...
How can I easily save an extra $1,200 a year? How can I save $100 a month? Steps to easily save money each month. The post Here’s How to Easily Save $1,200 in a Year appeared first on The Dough Roller. via Finance Xpress ...
Back in 2011, I decided I wouldn’t pay off my mortgage until I retired. I was still working in banking and had a strong amount of cash flow. I thought I was going to work for at least another five years. Then, in 2012, I retired by negotiating a severance package that provided for six Read More... The post Why I Won’t Pay...
Taxes are our largest ongoing liability. As a result, it behooves us to optimize our taxes as much as possible. This post will discuss all the smart money-saving tax moves to make by year-end. The good thing about having multiple income streams is the financial security it provides. The bad thing about having multiple sources of Read More... The post Smart Money-Saving Year-End Tax...
Most people thinking about saving for retirement, but what about spending? How do you figure out how much you should spend in retirement? The post DR Podcast 340: How Much Dough Should You Spend in Retirement? appeared first on The Dough Roller. via Finance Xpress ...
When you realize a hacker has your personal banking information, what do you do? And how can you protect yourself from this happening in the first place? The post What Happens if Your Bank App is Hacked appeared first on The Dough Roller. via Finance Xpress ...
To get an idea of how much you need to invest each month, Dough Roller shows you how to calculate and tailor your investing goals. The post How Much Should I Invest? Create Precise Monthly Investment Goals appeared first on The Dough Roller. via Finance Xpress ...
November 2020 was a solid month. After a disappointing October 2020, the S&P 500 and NASDAQ returned 10.8% and 11.8%, respectively. After November’s gains, the S&P 500 is up 12% for the year. Could you have guessed that after being up ~30% in 2019, we’d be up another 12% during the middle of a pandemic? Read More... The post November 2020 Review: Everything...
Dollar-cost averaging is the act of consistently investing in a particularly security over a set interval of time. Whether you know it or not, you are likely dollar-cost averaging every time you get a bi-weekly or monthly paycheck. For example, at the beginning of the year, you may elect a fixed percentage of your pre-tax Read More... The post A Better Dollar-Cost Averaging...
