Your savings rate is the key factor in determining how soon you can retire. Here’s how to calculate your savings rate and how to increase it. The post How to Calculate Your Savings Rate (and What It Means) appeared first on The Dough Roller. via Finance Xpress ...
YNAB and EveryDollar are both apps that make it easy to keep a budget, but each offer different features. Which one is best for you? The post YNAB vs EveryDollar appeared first on The Dough Roller. via Finance Xpress ...
If you decide to sell your house to simply life, lock in gains, downsize, or relocate for a job, this article will help you minimize your capital gains tax bill. You may even be able to pay no capital gains tax after selling your house for big bucks. According to the IRS, most home sellers Read More... The post How To Pay No...
How do I invest $20k? Should I use a robo-advisor, open an online brokerage account, or invest in my 401(k)? The post How to Invest $20k appeared first on The Dough Roller. via Finance Xpress ...
A jumbo loan is any home loan in which the amount exceeds the conforming loan limits set by the Federal Housing Administration, typically $548,250. The post What is a Jumbo Loan? appeared first on The Dough Roller. via Finance Xpress ...
Investing in property requires preparation and research. For a lucrative investment, you need to take the right steps, from searching for homes to insuring them. The post How to Buy an Investment Property appeared first on The Dough Roller. via Finance Xpress ...
President Biden’s proposal to increase the capital gains tax from 20% to 39.6% for people making over $1 million a year sounds aggressive. Add on the Net Investment Income Tax of 3.8%, and we’re talking a total long-term capital gains tax rate of 43.4%. If this new long-term capital gains tax gets approved, qualifying residents Read More... The post A Capital Gains Tax...
The financial fallout of the pandemic hasn’t been pretty — layoffs, small businesses closing for good, a national recession, and an uncertain global economy. The post What I’ve Learned About My Budget During the Pandemic appeared first on The Dough Roller. via Finance Xpress ...
Each has a unique angle, so once you’re done with this review, you’ll have a better understanding of each platform and which one is best for you. The post Robinhood vs. Betterment vs. Wealthfront appeared first on The Dough Roller. via Finance Xpress ...
Stretch your dollars in the smartest way possible, and commit to protecting your financial future no matter what crisis may come. The post Smart Money Moves Every Millennial Should Make appeared first on The Dough Roller. via Finance Xpress ...
Chances are you’ve been seeing the term NFT popping up in headlines all over the place. But what are NFTs? NFT is the abbreviation for non-fungible token. NFTs are a type of cryptographic asset that are verified using blockchain technology. Huh? WTH does that mean? If you a creator and an investor, NFTs could be Read More... The post What Are NFTs And...
This 60/40 portfolio piece is sponsored by FarmTogether, a leading farmland investing platform. All words are my own. The topic is timely now that bond yields have risen and I’m gradually de-risking my portfolio ahead of re-retiring. The 60/40 portfolio is a classic investment portfolio consisting of 60% equities and 40% fixed income. Thanks to a Read More... The post The Return Of The...
What happens to your retirment account when you get a raise? How can a raise hurt your retirement? The post Here’s How A Raise Can Crush Your Retirement Savings appeared first on The Dough Roller. via Finance Xpress ...
Getting a home and car insurance bundle can save money. Below, we'll help you learn whether you should bundle and our top insurance picks. The post Best Home and Auto Insurance Bundle appeared first on The Dough Roller. via Finance Xpress ...
BlueVine, Kabbage, and OnDeck are three online lenders offering business financing. Each has pros and cons and may be the right fit for your business. The post BlueVine vs. Kabbage vs. OnDeck appeared first on The Dough Roller. via Finance Xpress ...
Are you ready to live your best life in the YOLO Economy? I sure as hell am! I believe the YOLO Economy is here to stay for the next 10 years. Everybody get excited! When September 11, 2001 happened, I had just moved to San Francisco from Manhattan as a 24-year-old. The event was traumatizing, Read More... The post The YOLO Economy Is...
Is it in your best interest to use buy now, pay later apps? Here’s what you need to know before using one. The post Best ‘Buy Now, Pay Later’ Apps appeared first on The Dough Roller. via Finance Xpress ...
For someone who lived abroad for 13 years, has so far traveled to over 60 countries, and traveled constantly for work, I’m traveled out! Getting on a plane to see the world is no longer a top priority. Therefore, traveling with kids is towards the bottom of my to do list. However, if you have Read More... The post Traveling With Kids: A...
VPNs can help provide some additional security when you’re online. These VPN providers are a good place to start and provide peace of mind. The post Best VPN For Online Banking appeared first on pop - site. via Finance Xpress ...
If you don’t have any credit history or if you’ve damaged your credit by missing payments, a credit builder loan helps you build your credit. The post What is a Credit Builder Loan and Where Do I Get One? appeared first on The Dough Roller. via Finance Xpress ...
CrowdStreet, Fundrise, and Streitwise are real estate crowdfunding platforms. Here, we compare them so you can pick the right one for you. The post Crowdstreet vs Fundrise vs Streitwise appeared first on The Dough Roller. via Finance Xpress ...
Before I share all the reasons why the housing market won’t crash any time soon, let me first share some background so you know where I’m coming from. After all, we all have our biases, and I am positively biased towards housing. Brief Real Estate Background Roughly 40% of my net worth is exposed to Read More... The post Why The Housing Market...
We all need extra cash sometimes when we're in a pinch. And if a cash advance is what you're looking for, check out the best credit cards to use. The post Best Cash Advance Credit Cards appeared first on The Dough Roller. via Finance Xpress ...
Now that I’m focused on retirement once again, I’ve been doing a lot of planning for what’s next. One of the key items on my pre-retirement checklist is ensuring I have the right asset allocation. As I was reviewing my various portfolios, I realized that I could have been a 401k millionaire by 40 had Read More... The post Could Have Been A...
If you are a new investor or someone who is less experienced in investing, it's imperative to understand the impact of taxes on the investments you make. The post Started Investing Last Year? Learn What It Means for Your Taxes appeared first on The Dough Roller. via Finance Xpress ...
I’ve used Quicken off and on for years. Today, however, there are some really good Quicken alternatives worth considering. Many of them are free. Here we cover eight of the best options. The personal finance program Quicken has been the industry’s darling for many years. When it was sold to HIG Capital, it was with the assurance that users would continue to enjoy...
Many of the best metal credit cards on the market today also happen to be some of the strongest rewards cards. These are the best. The post 6 Best Metal Credit Cards appeared first on The Dough Roller. via Finance Xpress ...
Owning rental property can make tax time a little messy. Our stress-free guide will answer all your taxing questions (pun intended). The post A Stress-Free Guide to Handling Your Rental Real Estate Taxes appeared first on The Dough Roller. via Finance Xpress ...
The investment brokerage industry has become incredibly competitive, with firms routinely offering all kinds of incentives – from cash bonuses to free trades and more. As can be expected, the offers – and the firms making them – change throughout the year. Here is a list of the best broker promotions, deals and bonuses of 2019. Below is a list of ten brokerage...
Having a pre-retirement checklist post-pandemic is a smart move. Retiring from a job after years or decades of work is a scary proposition. This fear is one of the reasons why retirement researchers who feel confident about their safe withdrawal rate assumption still won’t retire. It is so much easier to pontificate about retirement when Read More... The post A Pre-Retirement Checklist Post-Pandemic...
Budgeting apps make budgeting easier by tracking your spending for you. These apps can help you build a budget and warn you when you’re getting off track. The post The Best Budgeting Apps appeared first on The Dough Roller. via Finance Xpress ...
A recent WSJ piece entitled, If You Sell Your House, The Buyer Might Be A Pension Fund, caused some commotion. The article highlighted how competition is heating up for single family homes due to demand from institutional real estate investors. When I read the article, I was surprised to see Fundrise mentioned in the second Read More... The post If You Can’t Beat...
If you're planning a wedding and short on cash, wedding loans can be a solution, but they're not right for everyone. Learn the pros and cons. The post What You Need to Know About Wedding Loans appeared first on The Dough Roller. via Finance Xpress ...
As the wealth gap continues to widen, it may be beneficial to learn how to convince people you are middle class when you’re actually rich. Otherwise, you might become target enemy number one when the revolution comes! To get things out of the way, I feel rich. Not only do I feel rich, but I Read More... The post How To Convince People...
Both Experian Boost and UltraFICO take a newer approach to calculate your credit score by including additional factors for a higher score. The post Experian Boost™ vs UltraFico appeared first on The Dough Roller. via Finance Xpress ...
What’s better, to save $100 or to make $100? The hands down winner is to save $100. Why? Because if you make $100, you have to pay Uncle Sam a big chunk of it. However, reducing your expenses by a Benji — as my daughter likes to call the C-Note — is more akin to getting a $130 raise. This realization led me...
Can healthy meal delivery services be convenient and cost-effective too? Yes, and we've found several of the best options. Which one is right for you? The post The Healthiest Meal Delivery Services appeared first on The Dough Roller. via Finance Xpress ...
Let’s say the next black swan event isn’t a pandemic, but a zombie apocalypse. Or maybe World War III breaks out due to a fight for scarce resources. Clearly, instead of venturing out into the wild, we all need to find the easiest way to make money from home! The pandemic has been a little Read More... The post The Easiest Way To...
Who needs to insure their engagement ring? Should I insure my inexpensive engagement ring? The post Do I REALLY Need to Insure My Engagement Ring? appeared first on The Dough Roller. via Finance Xpress ...
What are life insurance riders? How much do life insurance riders cost? Do I need to buy life insurance riders? The post Your Complete Guide to Life Insurance Riders appeared first on The Dough Roller. via Finance Xpress ...
Before reviewing my 1Q 2021 and discussing what’s next for various asset classes, let’s talk about hard things. Waiting for the opportune time to propose to the one after buying an engagement ring is hard. The ring just starts burning a hole in your pocket. But do you know what’s even harder? Writing an April Read More... The post 1Q 2021 Review: What’s...
When properly understood and analyzed, a stock chart can provide investors with a treasure trove of data to help you understand your investments. The post How to Read a Stock Chart | A Step-By-Step Guide appeared first on The Dough Roller. via Finance Xpress ...
Dave, Earnin, and Moneylion are all apps that help people get extra cash between paychecks, while offering many other financial tools and services. The post Dave vs Earnin vs Moneylion appeared first on The Dough Roller. via Finance Xpress ...
Well folks, I decided to take my revenge spending seriously and buy myself a beachfront dream house. I was going to wait until my family moved to Hawaii before making the splurge. But after such a rough 12+ months, I asked myself, why wait? I’m not getting any younger! Ever since I landed my first Read More... The post Finally Bought My Beachfront...
