There are many benefits to becoming a stay-at-home parent, but it's impossible to deny the financial reality. Here are some things to consider. The post How Stay-at-Home Parents Can Protect Their Finances for the Future appeared first on The Dough Roller. via Finance Xpress ...
In my 20s, I was a car fanatic. I’d trade cars every one or two years because it was fun. I loved to haggle with strangers to try and get the best deal possible. As I grew older and wealthier, my interest in cars waned. Today, I believe the ideal length of time to own Read More... The post The Ideal Length Of...
Looking for the best ways to invest $100k? The guide below will provide a number of trustworthy methods. If you’ve got $100,000 available to invest, you’re doing better than the vast majority of Americans. The median American household currently only has about $11,700 between their bank accounts and retirement savings! So you’re definitely in a good place. But figuring out how to invest...
What are the benefits of putting a down payment on a credit card? There are surprisingly many reasons for doing so. It depends on the nature of the card. The post Can You Put a Down Payment on a Credit Card? appeared first on The Dough Roller. via Finance Xpress ...
In the past decade, micro-investing has become more accessible. Robinhood, Stash, and Acorns are three apps that are aimed at first-time investors. The post Robinhood vs. Stash vs. Acorns appeared first on The Dough Roller. via Finance Xpress ...
There’s no one-size-fits-all best age to get life insurance. However, I believe getting a 30-year term life insurance policy around age 30 is ideal. If you get life insurance around age 30, you will likely get the best rates starting at the most important time of your life. One of my financial mistakes was not Read More... The post The Best Age To...
The FIRE (Financial Independence/Retire Early) movement has many loyal followers, but is it a possibility for those on a budget too? The post Ways to Light Your FIRE on a Budget appeared first on The Dough Roller. via Finance Xpress ...
The CARES act offered a welcome respite on student loans. But there are some excellent reasons you should continue to pay them if you can. The post Why You Should Keep Paying Your Student Loan During the Pandemic appeared first on The Dough Roller. via Finance Xpress ...
There isn't any pet insurance with no waiting period. That's why it’s important to have a good policy in place before the fact: that way the accident or injury your pet sustains will be covered. The post Is There Pet Insurance With No Waiting Period? appeared first on The Dough Roller. via Finance Xpress ...
If there’s one generation wealthier than ours, it’s The Bank Of Mom And Dad generation. Because our parents have had on average three decades longer to save and invest, it is only natural they have more money. Therefore, as a shrewd son or daughter, one of your goals may be to extract some wealth from Read More... The post The Bank Of Mom...
Creating your own small business is a huge endeavor, which comes with a number of important decisions. One of the most important decisions you’ll need to make is how you structure your business. This choice will have major legal and tax implications down the road. Choosing between a sole proprietorship, LLC, and S Corp for your company’s structure is not something you should...
Here are our 10 favorite stock trading apps. These apps make it possible for average investors to trade stocks right from their laptop or phone. The post Best Stock Trading Apps appeared first on The Dough Roller. via Finance Xpress ...
If you’re looking to save money when buying a home, you may want to let the listing agent represent you. It’s an unusual move, but one I’ve conducted three times. Overall, this strategy has saved me about $350,000. In real estate, a listing agent is the person who lists a home for sale. With inventory Read More... The post Buying A Home Directly...
A basic overview of why investing small amounts can add up to big savings over time. We take a look at various investing apps that can help your money grow. The post The Case for Small but Frequent Investments appeared first on The Dough Roller. via Finance Xpress ...
A joint bank account can help couples reach their shared goals and manage household expenses. Is this the right move for you? The post Best Joint Bank Accounts appeared first on The Dough Roller. via Finance Xpress ...
FDIC-insured banks keep your money safe in case the bank fails. Ensure you keep your money covered by following the guidelines for FDIC-insured accounts. The post FDIC Deposit Insurance: What it Covers, Doesn’t Cover and its Biggest Myths appeared first on The Dough Roller. via Finance Xpress ...
With tuition consistently increasing at a rate of around 5% per year, the need to take out student loans may be a reality for most people. The post Best Student Loan Without a Cosigner appeared first on The Dough Roller. via Finance Xpress ...
Today I have an insightful post by CrowdStreet explaining the capital stack and the difference between debt versus equity investing in real estate. CrowdStreet is a leading real estate crowdfunding platform focused on opportunities mostly in most secondary cities with lower valuations and higher cap rates. Most individual investors tend to buy physical real estate Read More... The post The Capital Stack: Debt...
It's more important than ever these days to know your net worth. Is yours above or below average? Find out below, plus what you can do to improve it. The post Is Your Net Worth Below or Above Average? appeared first on The Dough Roller. via Finance Xpress ...
Before you buy insurance, make sure it covers everything you need for your home, including wildfires. The post Best Insurance for Wildfires appeared first on The Dough Roller. via Finance Xpress ...
This guide to impressing angel investors is a great starting point to generating some ideas to get investments for your next business venture. The post How to Impress Angel Investors appeared first on The Dough Roller. via Finance Xpress ...
Find the bank account that matches your startup needs. Consider the financial tasks necessary for your business and choose the top-rated startup account. The post Best Bank Account for Startups appeared first on The Dough Roller. via Finance Xpress ...
In 2020, we bought a forever home. We found a relatively good deal as panic set in during the first month of lockdown. We decided that if we are going to be cooped up for an unknown period of time, we might as well live in a more comfortable space. The forever home is about Read More... The post Enjoy Your Forever Home...
Last year, the average household spent about $2,150 on energy bills. While that’s a lot of money, just a few small steps can save you 5-10% annually on your energy bills. Ten percent of $2,150 is not a life-changer, but it is a life-enhancer and it’s very easy money. We have a number of ideas below to help you save at least that...
One of the sad realizations I’ve had post-vaccination is that my life won’t really change. Although my family has financial freedom and no bosses to report to, I’m not sure we will truly be free unless our loved ones are also free. The first thing I did after getting my second shot was try to Read More... The post You Will Never Truly...
Are you ready to retire? Retirement planning is about being financially prepared for the rest of your life. We guide you through a nine-step checklist. The post How Do You Know if You’re Ready to Retire Now? Here’s a Checklist appeared first on The Dough Roller. via Finance Xpress ...
Although being a millionaire sounds nice, it’s not that impressive anymore thanks to inflation. In order to be a real millionaire, you will need to have a net worth of at least $3 million, not $1 million. If you retired today at 65 with $1 million, you may be able to spend $40,000 a year Read More... The post Are You A Real...
We explore the best ways to invest your 50k from stocks, to art, to ETFs, real estate and crypto. See what investment paths suit you. The post How to Invest $50k appeared first on The Dough Roller. via Finance Xpress ...
In this guide, we break down what to do in various scenarios and how to build your own benefits plan if you end up leaving your job. The post How to Build Your Own Benefits Plan If You Leave Your Job appeared first on The Dough Roller. via Finance Xpress ...
I’ve been trying for years to reduce my car insurance bill. But for some reason, no matter how good of a driver I am and how much older I get, it doesn’t happen. I drive my car less than almost any other American, and I still pay over $100 a month just for liability coverage. Five years ago when I bought my 2003...
What are the most common bank fees? What are the best no-fee banks? How can I avoid paying bank fees? The post Best No-Fee Banks appeared first on The Dough Roller. via Finance Xpress ...
If you want to be rich, happy, and free, you must cultivate your X-Factor. Your X-Factor can be building something on the side that makes money beyond your day job. Your X-Factor can also be developing a top 1% talent in a sport, music, or art that provides you a tremendous amount of joy. Without Read More... The post Your X-Factor Is Key...
Credit doesn’t have to be a mystery for your children. Start teaching your kids about credit through a variety of fun and relatable strategies. The post How to Teach Kids About Credit appeared first on The Dough Roller. via Finance Xpress ...
The average credit score in America is now 710 according to Experian and the latest data available. In comparison, the average credit score in 2019 was 703. In other words, Americans improved their financial health during the heart of the global pandemic. As the U.S. saving rate surged in 2020, so did the tightening of Read More... The post The Average Credit Score...
There are plenty of ways to save thousands on your engagement ring and wedding ceremony without sacrificing the quality of these precious symbols and ceremonies of your commitment. The post How To Save Money On Engagement Rings And Weddings appeared first on The Dough Roller. via Finance Xpress ...
Are you wondering when to take Social Security? The answer is a little more complicated than it seems. Officially, you can start your retirement benefit at any point from age 62 up until age 70. Your benefits will be higher the longer you delay taking Social Security. But perhaps Social Security is something that none Read More... The post When To Take Social...
What term life insurance is, how it works and why you need it. Key factors to consider that will help you determine when it’s the best time to buy term life insurance for your specific circumstance. The post When to Buy Term Life Insurance appeared first on The Dough Roller. via Finance Xpress ...
Back in 2019, I spoke to representatives at Yieldstreet at the LendIt conference in San Francisco to learn more about their platform. Ah, I miss those in-person conferences. What intrigued me about Yieldstreet was their investment offerings in legal, art, marine, and supply chain finance, which I knew very little about. Two years later, I’m Read More... The post Yieldstreet Overview And The...
Homeowners insurance is an important part of protecting your home. If you live in California, these providers are some of the best options. The post The Best Homeowners Insurance in California appeared first on The Dough Roller. via Finance Xpress ...
While watching your money diminish on an under-performing stock is hardly anything to celebrate, there’s a silver tax lining to that money lost. The post Lose Money on a Stock? Don’t Worry, Here’s How it Can Help Your Taxes appeared first on The Dough Roller. via Finance Xpress ...
The stepped-up basis for our children is under attack. The Biden administration wants to either abolish the stepped-up basis altogether or alter it to generate more tax dollars. The stepped-up basis is a way of adjusting the tax rate paid on capital gains, which may be hiked for those who make over $1 million in Read More... The post Why The Stepped-Up Basis...
Investing in cryptocurrency is confusing and risky if you don't know what you're doing. We recommend coins and exchanges to get your start. The post Investing in Cryptocurrency appeared first on The Dough Roller. via Finance Xpress ...
