Some people desire a gorgeous partner. While others desire so much fame they can never walk around in peace. However, real estate might be the most desirable thing of them all since we are spending so much time at home. As a result, real estate FOMO could also be the hardest type of desire to Read More... The post Real Estate FOMO: How...
During times of uncertainty, I prefer owning real assets. Unlike owning stocks, where its value can disappear overnight due to one bad quarter, real estate tends to hold its value better. Roughly 50% of my passive income comes from physical rental properties and investments in private commercial real estate. Therefore, I thought it would be Read More... The post What’s New At CrowdStreet?...
To celebrate May Asian Heritage month, I thought I’d share with you a fun story about what it may be like to be Asian in America. As a minority, you sometimes go through some interesting scenarios people in the majority may never experience. My goal of this post is to provide more perspective as we Read More... The post I Could Have Been...
One of my tennis buddies told me a funny story about borrowing money from his parents. He was 28 at the time and asked for a $30,000 loan to buy a condominium. Since his parents had the spare cash and weren’t making much from interest, they figured lending money to him was a win-win situation. Read More... The post Lending Money To Friends...
I’ve always been pretty focused on my staying healthy as an avid tennis player. My determination to stay fit and live as long as possible was heightened when I became a parent and then again when the pandemic hit. I’m sure a lot of you have similar priorities and want to maintain a healthy lifestyle. Read More... The post How Farmland Investors Can...
A bear market is a part of investing. The last bear market happened in March 2020, when the S&P 500 tanked by 32% in just a month. Thankfully, the bear market recovered and a bull market ensued until the end of 2021. In 2022, another bear market has taken hold. Inflation is running rampant. The Read More... The post A Bear Market Checklist...
Recently, I got an upsell from my life insurance carrier offering $500,000 in accidental death insurance for $33 a month. This is on top of my existing 20-year term life insurance policy coverage of $750,000. It sounded like repetitive coverage. But I was interested in learning more since I actually wanted to get at least Read More... The post Accidental Death Insurance On...
After sharing how one man retired at age 41 with a household net worth of $4 million, I thought it would be good to share another story about early retirement from a completely different situation. This story comes from money trauma and how it was conquered. One of the complaints about the $4 million retirement Read More... The post Overcoming Money Trauma: Why...
While working in finance, I fantasized about travel blogging. I saw a bunch of people write about all the new places they visited. They chronicled the food they ate and the activities they did while making money online. Given their niche was travel, they could also deduct their travel expenses from their online income. It Read More... The post Travel Blogging: One Key...
Several years ago, I had lunch with Jilliene Hellman, CEO and Founder of RealtyMogul in San Francisco. Back then I was impressed with her in-depth knowledge of commercial real estate. Further, I liked her focus on building a sustainable business versus having a “growth at any cost” type of mentality. Given it’s been a while, Read More... The post RealtyMogul Overview 2022: Platform...
Tappable equity is the amount of home equity available for homeowners to withdraw via a cash-out refinance or a second mortgage. It is typically calculated as total home equity minus 20 percent of home value. The 20 percent figure is used as a collateral cushion to protect the lender. Tappable equity is a new term that I’ve Read More... The post Tappable Equity: Usable Home...
Well folks, I did it! After two years of writing and editing during the pandemic, my book, Buy This, Not That: How To Spend Your Way To Wealth And Freedom is done! It comes out on June 28, 2022, in stores everywhere. After spending a combined 30+ years working in finance, studying finance, and writing Read More... The post Why I Wrote A...
