We made it! My goal for 2022 was to do less work and have more fun. 2020 and 2021 were difficult years thanks to the pandemic so I needed a break. Overall, I give 2022 a B. The year was great from a family and health standpoint. But the year was piss poor from a Read More... The post 2022 Financial Samurai Year...
In 2022, I published 156 posts on Financial Samurai. Every post is written based on firsthand experience because money is too important to be left up to pontification. For background, I worked in finance from 1999 – 2012. Along the way, I got my MBA part-time in 2006 and started Financial Samurai in 2009. Since Read More... The post The Best Of Financial...
Pickleball is the fastest-growing sport in America. If you’re looking for an easy sport to pick up that’s loads of fun and inexpensive, pickleball is the sport for you. After playing 29 USTA league tennis matches in 2022, my shoulder, knees, and feet began to break. The wisest thing would have been to take time Read More... The post Why You Should Play...
If you plan on committing a crime, it’s good to know beforehand how bail works. This way, you can wisely conduct a cost-benefit analysis to see whether you can afford to pay for your crimes. If you can’t, then it may be best not to do something illegal. In addition, please note that the terms Read More... The post How Does Bail Work?...
One of my biggest fears for renters has come true. Rents are surging due to rising home prices, increasing household formation, and not enough inventory. The main question now is: How long will rent increases last? We shouldn’t feel bad for those who’ve been against homeownership for years. You can find plenty of them commenting Read More... The post How Long Will Rent...
Taxes are our largest ongoing liability. As a result, it behooves us to optimize our taxes as much as possible. This post will discuss all the smart money-saving tax moves to make by year-end. After fake retiring in 2012, my desire to maximum my income went away. Instead, I wanted to shield as much income from Read More... The post Smart Money-Saving Year-End Tax...
2023 housing price forecasts from various institutions range from -22% to + 5.4%. There is no consensus as to which way house prices will go. However, the bias is towards the downside. There is also the issue of forecasting the national median home price and the price of your local housing market. While we care Read More... The post 2023 Housing Price Forecasts:...
Minimalism and early retirement go together like peanut butter and jelly. Each item compliments the other. Minimalism helps get you to early retirement sooner because you are lowering your cost structure. Early retirement makes you want to simplify life so you can remain retired and enjoy your time more efficiently. Since 2012, I’ve worked on Read More... The post Minimalism And Early Retirement...
For the first year in retirement, I murmured this phrase over and over again, “I’m bored.” After regularly working 60 hours a week and interacting with clients, I suddenly had too much time on my hands. Instead of being bored, maybe what I really felt was loneliness. After my wife took the bus to work Read More... The post Surprising Solutions To The...
Below are the newest 2023 Wall Street S&P 500 forecasts. The S&P 500 price targets range from 3,675 to 4,500. This implies returns of between -7.5% and +13% from the Dec 8, 2022 close of 3,963. The key risks to the S&P 500’s performance include earnings cuts and valuation compression. If these two things were Read More... The post 2023 Wall Street Forecasts...
