I've been writing year in review posts for over a decade now. It's a rewarding way to document what went well and where I can improve. While 2023 brought more failures than wins, being alive and well fills me with gratitude. My theme for 2023 was “Back To Easy Living.” After an exhausting pandemic period, … 2023 Financial Samurai Year In Review: More...
At the end of every year, I highlight the best posts and podcasts on Financial Samurai. Determining the “best” of Financial Samurai is both objective and subjective. For those new here, I started this site in July 2009, at the depths of the global financial crisis. I had been considering launching the site since 2006, … The Best Of Financial Samurai 2023 –...
With stocks again near record highs, it's a good idea to find ways to spend some of your stock market gains. Owning stocks provides no utility or inherent joy (unless you're a lover of money itself), so we must sell on occasion to capture its benefits. When I first began investing in stocks in 1996, … Top Ways To Spend Your Massive Stock...
The end of the year is always the best time to reflect and plan. I'd like to share several financial moves you should make before the new year in order to protect your wealth and hopefully grow your wealth in a risk-adjusted manner next year. Those of us who invested in stocks, real estate, and many … 10 Helpful Financial Moves To Make Every...
While watching some competitive 5.0 tennis, a top 1% level, I suddenly started to reflect on why the window of opportunity that many of us have is smaller than we think. From 2015 until 2021, I played at the 5.0 level. I lost 69.3% of my matches, but USTA's computer algorithm wouldn't drop me down … Your Window Of Opportunity Is Smaller Than...
Anticipating future trends can lead to smart investments. Drawing from my 20 years of real estate investing experience, I expect bidding wars to resurge in the housing market in 2024 and beyond. The main reasons for the return of bidding wars in the housing market are as follows: I Hate Getting Into A Bidding War … How To Prepare For Upcoming Bidding Wars...
In my post, the percentage of homeowners who pay cash, a reader asked my opinion on having home insurance for paid-off properties. Paid off properties include a property you purchased with all cash or a property you own after paying off the mortgage. This is a dilemma I wrestled with after recently paying cash for … Home Insurance Needs For Paid Off Properties...
House rich, cash poor is when you have a lot of equity in your house but not a lot of cash. For whatever reason, a homeowner has untapped equity in their property but is unwilling or unable to withdraw it. Due to excessive spending habits or financial responsibilities, the homeowner feels poor. After paying for my … House Rich Cash Poor Is A Terrible,...
Now that I've published the 2024 S&P 500 predictions, let's look at the 2024 housing market predictions by various industry experts. The forecast for 2024 home prices ranges from -1.7% to +4.1%. Real estate is my favorite asset class to build wealth because it generates income, provides utility, is less volatile, is more easily understandable, … 2024 Housing Market Price Predictions By Industry...
In this Financial Samurai podcast, I have the pleasure of speaking with 4-time NBA champion Shaun Livingston. Shaun won three NBA championships with the Golden State Warriors as a point guard and one championship as an executive. In 2018, Shaun reached out to talk about planning for life after basketball. We grabbed some lunch in … Inside An NBA Champion’s Journey With Shaun...
After a bull market in 2023, let's look at the 2024 Wall Street forecasts for the S&P 500 (stock market). Overall, the 2024 S&P 500 targets range from 4,200 to 5,500, implying returns between -8.5% and +19.7% from 4,594. Obviously, anything can happen between now and the new year. In addition, plenty of economic data … 2024 Wall Street Forecasts For The S&P...
Everybody knows that being a long-term investor is the way to go. The longer you can stay invested in the stock market and real estate markets, the greater your chances of making more money. There's just one big problem with being long-term investors. We eventually all run out of time. And if we run out … The Biggest Problem With Being A Long-Term...
