Well folks, as anticipated, bidding wars are back with a vengeance, at least here in San Francisco. If I were a real estate agent, I would never encourage my clients to engage in a bidding war. Winning such a war often leads to what's known as the “winner's curse.” This term signifies paying a price […]
The post Understanding Why People Get Into Property Bidding Wars appeared first on Financial Samurai.
from Financial Samurai
via Finance Xpress
Despite my extensive experience of 13 years working in international equities, living abroad for the same duration, and visiting approximately 60 countries, I don't allocate much of my investments to international stocks. I believe the risk outweighs the potential reward, especially when there are already numerous lucrative investment opportunities available in the United States. If […]
The post Investing In International Stocks Is Unnecessary, Here’s Why appeared first on Financial Samurai.
from Financial Samurai
via Finance Xpress
My life has been filled with rejections, and I've finally come to embrace rejection as a natural part of life. To me, being rejected is akin to the urgent need to visit the bathroom after indulging in too much Taco Bell. The discomfort is undeniable at first as your stomach sours from the inside out. […]
The post Embrace Rejection! How Getting Denied Saves Us Over $50,000 appeared first on Financial Samurai.
from Financial Samurai
via Finance Xpress
Amidst a recent whirlwind of car maintenance expenses with my trusty nine-year-old Range Rover Sport, I embarked on a quest to find the most budget-friendly car brands for long-term upkeep. With my finances feeling the pinch, I'm on a mission to squirrel away as much cash as possible over the next three years to regain […]
The post Cheapest To Most Expensive Car Brands To Maintain Long Term appeared first on Financial Samurai.
from Financial Samurai
via Finance Xpress
Since middle school, I've embraced frugality, largely influenced by my parents' thrifty habits. They drove aging cars, donned the same clothes for decades, and preferred water at restaurants. Naturally, I adopted these practices. Today, I still drive a nine-year-old car, opt to repair rather than replace my belongings, and typically stick to water when dining […]
The post Giving A Gift Card Is The Best Way To Help Frugal People Spend appeared first on Financial Samurai.
from Financial Samurai
via Finance Xpress
Contrary to popular belief, it's not the Federal Reserve but the bond market that controls mortgage rates. The Federal Reserve regulates the Fed Funds rate, the overnight lending rate for banks, which sits at the shortest end of the yield curve. When the short end of the yield curve rises, it impacts longer duration rates. […]
The post Components That Affect Mortgage Rates The Most appeared first on Financial Samurai.
from Financial Samurai
via Finance Xpress