Finance Xpress

In April 2026, I gave up my private sports club membership. The stock market was correcting again due to the war in Iran, oil and inflation had shot up, and I figured it was time to cut expenses and simplify. The membership was $185 a month. On top of that I paid $25 per guest […]

The post The Sad Reason People Go Private, And It’s Not Status appeared first on Financial Samurai.

I have been a landlord since 2005, the year I rented out the very first property I bought in San Francisco after buying a single-family home. Since then I've been through all sorts of disputes. Neighbors texting me that my tenants were running across their roofs during Fleet Week. A heaping pile of trash left […]

The post The Beeping Was Coming From Inside The House: When A Landlord Can Enter Without Notice appeared first on Financial Samurai.

I wrote this post because I needed a kick in the pants. I was finishing my fifth straight day of seven to nine hours of childcare, plus three posts and a newsletter. My wife and I were both sick, but she had it worse, so stepping up wasn't optional. What follows is mostly me talking myself […]

The post The Golden Window To Spend Time With Your Kids Is Smaller Than You Think appeared first on Financial Samurai.

Housing affordability is at a crisis low. You've read that headline a hundred times. Incomes have to rise or home prices have to crash to return to the housing affordability levels pre-COVID. It's true if you measure a home in dollars earned. It is not true at all if you measure a home in stock […]

The post Build A Taxable Stock Portfolio The Size Of Your Dream Home appeared first on Financial Samurai.

After publishing The Untold Burden Of Being Your Family's Financial Provider, I got this comment from a reader named Brian: “I can identify with this post as I am the family CFO / CIO. I think you are WAY overcomplicating this. What is wrong with merely investing in VTI / VXUS and chill? My returns have […]

The post Take More Risks To Avoid Being Financially Average appeared first on Financial Samurai.

Something funny happened after I spent $3,000 fixing up my 2015 Range Rover Sport. A 2026 Range Rover Sport in the same black on black with 905 miles became available. It was the perfect setup, because buying a brand new car is a serious waste of money. When you're the family's financial provider, your goal […]

The post The Untold Burden Of Being Your Family’s Financial Provider appeared first on Financial Samurai.

This summer I toured a couple of 6,000 to 7,000 square foot mansion in the Kahala neighborhood of Honolulu, all in preparation for a potential move in two or three years. We plan to move back for either 6th or 7th grade for our son and 3rd or 4th grade for our daughter, so we […]

The post Buying A Mansion In Paradise Might Be Backwards appeared first on Financial Samurai.

On August 5, chief AI scientist Jeff Dean announced he was leaving Google after 27 years. Google proceeded to lose ~$180 billion in market cap, making this the largest impact I've ever seen by one employee departing. He's co-founding Discovery Loop, a public benefit corporation aimed at using AI to automate the scientific research process […]

The post Why Venture Capital Funds Must Get Bigger To Compete appeared first on Financial Samurai.

On August 6, the first tranche of locked-up SpaceX shares was released. Roughly 911.5 million shares became eligible to trade in a single session. SPCX went up 6%. Then it went up again the next day, closing out a two-day gain of about 11% on the exact event everybody had circled on their calendar as […]

The post Everybody Got The SpaceX Lockup Expiration Wrong, And I’m Not Selling appeared first on Financial Samurai.

According to an Indeed Hiring Lab analysis, women now hold more payroll jobs than men in America. It's only the third time this has ever happened. The first two times, during the Great Recession and just before COVID, the gap snapped back once construction and manufacturing started hiring again. This time looks different. Between February […]

The post The Stay At Home Man (Boyfriend Or Husband) Is A Great Trend appeared first on Financial Samurai.

Back on June 30, I published Summer YOLO Fund: Permission To Spend, giving myself explicit written permission to blow through $40,000 in Honolulu this summer. The $40,000 was originally earmarked for investments in private startups after attending YC demo day. However, I wasn't able to invest in companies I wanted, whether due to valuations or the […]

The post Why You Need Less Money Than You Think To Be Happy: A $40,000 Experiment appeared first on Financial Samurai.

I write before my kids wake up and after they go to sleep. That's the arrangement. It means I'm free during summer, winter, and spring breaks, along with weekends, which is the whole point of building a lifestyle business in the first place. I gave up a handsome paycheck for the ability to always be the one […]

The post Crushing Childcare Costs Are Why Cities Are Running Out Of Kids appeared first on Financial Samurai.

Ever since two park rangers approached me at an empty public court while I was teaching my own children tennis, I've been thinking about how to make sure it never happens again. Not just to me. To anybody. The problem that afternoon wasn't that the rangers were doing their jobs. The problem was information. They […]

The post A Backwards Tax Identification System For Determining Your Freedom appeared first on Financial Samurai.