Taxes are our largest ongoing liability. As a result, it behooves us to optimize our taxes as much as possible. This post will discuss all the smart money-saving tax moves to make by year-end. The good thing about having multiple income streams is the financial security it provides. The bad thing about having multiple sources of
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November 2020 was a solid month. After a disappointing October 2020, the S&P 500 and NASDAQ returned 10.8% and 11.8%, respectively. After November’s gains, the S&P 500 is up 12% for the year. Could you have guessed that after being up ~30% in 2019, we’d be up another 12% during the middle of a pandemic?
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Dollar-cost averaging is the act of consistently investing in a particularly security over a set interval of time. Whether you know it or not, you are likely dollar-cost averaging every time you get a bi-weekly or monthly paycheck. For example, at the beginning of the year, you may elect a fixed percentage of your pre-tax
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