Finance Xpress

Quitting is considered a dirty word. I’ve always had the view that you should never give up if you want to achieve your goals. Even if you break both legs, you better drag yourself through the mud and rain to reach glory on the other side. However, as I grow older, I’m slowly coming to

The post Maybe Quitting Is The Best Decision If You Can’t Give It Your 100% Best appeared first on Financial Samurai.

Are you excited about a stock split? Don’t be. A stock split is simply financial engineering. Some retail investors get tricked into thinking they’re getting a better deal than they really are. I still remember one of my VPs at Goldman making fun of an Associate one morning. The Associate excitedly shouted out to the

The post A Stock Split Doesn’t Change Fundamentals But Could Boost Share Price appeared first on Financial Samurai.

Recently, I decided to invest in two private funds: 1) Kleiner Perkins 20 (KP20), and 2) Kleiner Perkins Select2. KP20 is an $800 million venture fund focused on early-stage investments in enterprise, consumer, hard tech, fintech, and healthcare companies. Select2 is a $1 billion fund that extends its core investment strategy to focus on high

The post Why Invest In Private Funds Even Though They Charge Higher Fees appeared first on Financial Samurai.

A home inspection contingency is generally recommended for all homebuyers. With a home inspection contingency, you get to thoroughly examine what could be wrong with the home before closing escrow. Perhaps just as important, a home inspection contingency enables you to back out of a deal if you find something you don’t like. It’s like

The post Home Inspection Contingency: Why Waiving It May Be OK Before Buying appeared first on Financial Samurai.

Getting a great deal on a house has a lot to do with good negotiating. Unlike investing in stocks, where you have no ability to affect prices, a savvy real estate investor can make a difference. And one of the negotiating tactics to consider is writing a price concession letter. A price concession letter asks

The post Write A Price Concession Letter To Save Money On Your Home Purchase appeared first on Financial Samurai.

With stock market volatility back, lower expected returns are a good possibility. Since 2009, investors have been able to make lots of money relatively easily. However, to expect double or triple-digit annual returns going forward is not wise. In August 2020, when I came out with the Financial Samurai Safe Withdrawal Rate Formula = 80%

The post 5 Things To Do With Lower Expected Returns Going Forward appeared first on Financial Samurai.

As stocks sell off in part due to higher interest rates, the question now turns to how higher mortgage rates will affect the housing market? You might automatically think higher mortgage rates are negative for the housing market. But let’s look at the other side. One of the reasons why I like investing in real

The post Why Higher Mortgage Rates May Be Great For The Housing Market appeared first on Financial Samurai.