Finance Xpress

The latest U.S. inflation figure came in hot at 9.1%. Below is the official June inflation data by the U.S. Bureau of Labor Statistics. Overall, food prices were up 10.4% YoY with “Food at home” (groceries) up 12.2% YoY. Although elevated inflation is eroding our purchasing power, we don’t have to just sit there and

The post Combatting Food Inflation By Investing In Farmland appeared first on Financial Samurai.

Some people who critique my various budget charts are annoyed I list retirement contributions and investments as expenses. Therefore, I thought I’d explain my logic in this post. Once you start treating your retirement contributions and investments as expenses, you will begin to build much more wealth than the average person. And once you build

The post Treat All Investments As Expenses If You Want To Grow Richer appeared first on Financial Samurai.

One of the things I’m curious about is how real estate crowdfunding platforms add value for their investors after acquisition. Therefore, I asked RealtyMogul to share an in-depth look at one of their successful value-add multifamily real estate deal from start to finish. When I was a young man, I would enthusiastically spend a lot

The post A Successful Value-Add Multifamily Real Estate Case Study appeared first on Financial Samurai.

If you’re still apoplectic that I challenged the sacred “4% Rule” from the 1990s and introduced the new Financial Samurai Safe Withdrawal Rule, do not fret! Just because you can’t save 200X your annual expenses or don’t want to only withdraw 0.5 percent a year in retirement doesn’t mean you’ll never be rich. Let me

The post How To Feel Rich Even If You Can’t Get Rich appeared first on Financial Samurai.

Are you trying to determine your level of financial satisfaction or dissatisfaction? After all, if you’re more satisfied financially, you should also be happier and less stressed. Good news! The FS Wealth Reality Ratio (FSWRR) will help you quantify your feelings and reveal the unhappiest cities in America! The core attribute about the FS Wealth

The post The Unhappiest Cities In America Based On A New Wealth Reality Ratio appeared first on Financial Samurai.

Everybody wants to be considered wealthy. But how big of a net worth is required to be considered wealthy in some of the biggest cities in America? Charles Schwab’s annual Modern Wealth Survey shares its insights for 2022. In the U.S. overall, the survey says it takes a net worth of $2.2 million to be

The post Net Worth Required To Be Considered Wealthy In Various Cities appeared first on Financial Samurai.

One of the main reasons why people delay having children is its cost. Rising prices for daycare, preschool tuition, and shelter plus the opportunity cost of not working, partially explains why our population replacement rate is declining.  The cost of raising children worried me so much that I actually had a $1 million net worth

The post The Unexpected Financial Benefits Of Having Children appeared first on Financial Samurai.