Finance Xpress

The following is a guest post from a long-time Financial Samurai reader named Joona. He shares his secret to retiring at age 41 with a $4 million net worth, a wife, and two kids ages five and eight. I really love hearing about early retirement case studies and how my writing has helped people reach

The post My Secret To Retiring Early With Only A $4 Million Net Worth And Two Kids appeared first on Financial Samurai.

One of the peculiar things about being an investor is that in order to make money, the other side needs to lose money or not make as much money. Over time, the results of your decision to buy or sell gets amplified for better or worse. Unless you have a ton of capital, it’s hard

The post The Audacity Of Vulture Investing: Taking Advantage Of Misfortune appeared first on Financial Samurai.

It’s been a year since I last published about farmland investing. Therefore, I thought it would be good to revisit how farmland investing has done during the heart of the pandemic and new opportunities ahead. I’m a fan of owning various types of real assets to build and preserve wealth. With stubbornly high food prices,

The post Farmland Investing: A Year In Review And New Opportunities Ahead appeared first on Financial Samurai.

One of the logical concerns in this current rising interest rate environment is how will home prices fare as interest rates go up? One way to answer this question is by discussing the number and percentage of existing mortgages by interest rate. For example, if most of the mortgages are locked in at a low fixed rate, do higher mortgages rates really matter? No, and yes as

The post Mortgages By Interest Rate: Expect Homeownership Tenure To Increase appeared first on Financial Samurai.

For the longest time, I’ve been a proponent of paying federal income taxes. Federal income taxes are used to pay for Social Security (~23% of budget), defense and security (~16% of budget), major health programs such as Medicaid and Medicare (~25% of budget), and other social safety nets. Somebody has to pay income taxes so

The post How To Feel Less Guilty About Paying No Federal Income Taxes appeared first on Financial Samurai.

If you’re a homeowner looking to live for free, buying Treasury bonds today just might be the key. Once you’ve got your housing expenses under control, life becomes much easier. One of the obvious benefits of owning a house with a fixed-rate mortgage is that your mortgage stays the same as rents increase. However, now

The post Time For Homeowners To Buy Treasury Bonds To Live For Free appeared first on Financial Samurai.

Decumulation is the process of spending down your net worth so you don’t die with too much money. If you die with lots of money left over, you’ve essentially wasted all the time and energy it took for you to accumulate that money. At the same time, nobody wants to run out of money before

The post The Best Decumulation Age To Start Spending Down Your Fortune appeared first on Financial Samurai.