Finance Xpress

Embattled Federal Reserve Governor Lisa Cook is facing accusations of mortgage fraud—specifically, owner-occupancy mortgage fraud. The claim is that she took out two mortgages in two states, within two weeks, while designating both properties as her “primary residence.” If true, it’s a terrible look for someone sitting on the Fed, the very institution tasked with […]

The post Owner-Occupancy Mortgage Fraud: Benefits, Risks, and Legal Workarounds appeared first on Financial Samurai.

I recently had a zero-coupon Treasury Bill redeem in the amount of $102,000. This money is part of the 35% of my taxable brokerage portfolio that’s in bonds. Somewhere between a 60/40 and 70/30 equity/bond split is what I like to maintain at age 48, as a dual-unemployed parent alongside my wife. Given I enjoy […]

The post 20-Year Treasury Bonds At 5% Looks Attractive For Retirees appeared first on Financial Samurai.

If you decide to forsake making maximum money to become a FIRE parent or stay-at-home parent, then you had best spend more time with your kids. Otherwise, you might as well go back to the office and grind under fluorescent lights for 10 hours a day to make that sweet coin. One of the greatest […]

The post Daddy Day Camp: Worth Trying At Least Once As A FIRE Parent appeared first on Financial Samurai.

If my recent posts on the mistake of chasing value stocks or the need to invest big money to make life-changing money don’t resonate, you may want to consider hiring a financial professional to manage your portfolio. Offloading the burden of investing frees up your time and energy to focus on work, family, and hobbies. […]

The post The Most Common Tax Planning Mistakes For High Earners  appeared first on Financial Samurai.

Back in 2012, I thought I had finally conquered financial FOMO after walking away from my well-paying finance job. But after having children, I’ve noticed more and more relapses. That creeping desire to make more money and the struggle to feel satisfied with what I already have are troublesome. If you’ve found yourself battling the […]

The post How To Eliminate That Intense Financial FOMO You’re Feeling appeared first on Financial Samurai.

In my post, “How You’ll Feel Achieving Various Millionaire Milestones,” a commenter named Joseph shared these thoughts: “I’m fascinated by someone worth $10M or $20M not feeling wealthy. Are they hanging out with nothing but billionaires? The only other explanation is a scarcity mindset. But I suppose that mindset got them to where they are. They need […]

The post When Investing Is More Alluring Than Spending, Fight Back Hard! appeared first on Financial Samurai.

Since writing about FIRE in 2009, I’ve favored investing in growth stocks over value stocks. As someone who wanted to retire early from finance, my goal was to build as large a capital base as quickly as possible. Once I retired, I could convert these gains into dividend-paying stocks or other income-generating assets to cover […]

The post Stop Investing In Value Stocks Over Growth If You Want To FIRE appeared first on Financial Samurai.

This type of post only surfaces during a bull market, when greed tug at us the hardest, making satisfaction elusive. Ever since making my first public equity investment in 1996, I’ve been hooked, wrestling with the constant mental tug-of-war over how to be at peace with my investment decisions. Maybe you fight the same battles. […]

The post The Need For Investing Big Money To Make Life-Changing Money appeared first on Financial Samurai.

After a week of reviewing the tax-free exclusion rule for selling a rental property, I decided not to sell. I’d already used my $500,000 tax-free exclusion amount and would need to wait at least two more years before I could potentially use the full amount again. Most importantly, I’m on a mission to boost my […]

The post Earning Passive Income Requires Optimization And Sacrifice appeared first on Financial Samurai.

On the latest episode of the Financial Samurai podcast, I sat down with Ben Miller, cofounder and CEO of Fundrise, for a deep dive into artificial intelligence, venture capital, and what it really takes to get into the best private company deals. Ben was in San Francisco this summer visiting various portfolio companies and trying to make […]

The post The Acceleration Of AI Growth With Ben Miller, CEO of Fundrise appeared first on Financial Samurai.

When I worked in Equities at Goldman Sachs and Credit Suisse, we would occasionally bring a hot IPO deal to market. During the company roadshow, we’d take management around to meet one on one with our largest investors and clients. Sometimes the IPO was so in demand that many clients could not even get a […]

The post The Futility Of Chasing A Hot IPO And What To Do Instead appeared first on Financial Samurai.

In Spring 2025, I sold one of my properties and successfully excluded $500,000 in capital gains, tax-free, thanks to the IRS Section 121 Exclusion. For those unfamiliar, this powerful rule allows homeowners to exclude up to $250,000 in capital gains if single, or $500,000 if married filing jointly, from the sale of a primary residence—as […]

The post You Can Use The Tax-Free Home Sale Exclusion Every Two Years To Save On Taxes appeared first on Financial Samurai.

Since starting Financial Samurai in 2009, I've encouraged folks to keep an open mind and embrace as many different perspectives as possible. So often, we get set in our ways and think our approach is the only right way to do things. But I can assure you, you're probably missing something—or could do something a […]

The post The Shocking Power Of Getting A Different Perspective appeared first on Financial Samurai.