There are few things more annoying in my life than recurring, nominal bank fees. I find it amazing that, even at the age of 32, few things can rile me up more than looking over a bank statement and finding a $9.99 monthly charge. Good thing then, that Chime — a new platform that is backed by Bancorp Bank (and FDIC insured) —...
“Happiness is a habit – cultivate it.” – Elbert Hubbard Today, I have a great article written about how to reach happiness in life by my good friend Natalie Bacon from NatalieBacon.com. Enjoy! There are habits that you may be doing that negatively affect your happiness in life – and you may not even realize you’re doing them! Here’s a list of 15 habits that can...
(Photo: wuestenigel / VisualHunt) Season 6, Episode 43 This week on Freakonomics Radio: a full menu of goodies. First up: a nutrition detective. And then, Stephen J. Dubner explores the war on sugar. To find out more, check out the podcasts from which this hour was drawn: “Food + Science = Victory!” and “There’s A War On Sugar. Is It Justified?” You can subscribe to...
As we’re flooded with new products and services every day, it’s becoming increasingly difficult to stay disciplined with knowing how much to save. The temptation to buy and consume can often outweigh long-term goals, such as retiring early, having financial stability, and providing for your family. So, how does one overcome that temptation in order to save for the future? Where is the...
Posted by: John S Kiernan EDITOR’S RATING from Wallet HubWallet Hub via Finance Xpress ...
Finance Xpress
How to Use Automatic Savings Accounts & Apps to Build Wealth With Less Stress
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Saving money is a lot like eating right. We all know that we should save up for emergencies, retirement, and personal goals, just like we know we should eat more vegetables and fewer cookies. But doing it isn’t so easy. The problem is temptation. It’s hard to keep from spending money when it’s sitting right there… How to Use Automatic Savings Accounts & Apps...
Posted by: John S Kiernan If you have a civil judgment or tax lien on your credit report, we’ve got some good news for you: It might be gone come July 2017. That’s when the three major credit bureaus – TransUnion, Equifax and Experian – will start to require more documentation for such public records. As a result, all existing civil judgments as...
Two of the biggest robo-advisors are Betterment and Wealthfront. At first glance they may appear to be virtually identical. Both create diversified portfolios with similar low cost ETFs. Both rebalance your portfolio, reinvest your dividends, and offer tax loss harvesting. Both have slick, easy-to-use websites. But there are some significant differences between Wealthfront and Betterment upon closer inspection. A podcast listener named Dan...
One of Harvard University’s famous gates. (Photo: Theresa Power / Flickr) Our latest Freakonomics Radio episode is called “The Harvard President Will See You Now (Rebroadcast).” (You can subscribe to the podcast at Apple Podcasts or elsewhere, get the RSS feed, or listen via the media player above.) How a pain-in-the-neck girl from rural Virginia came to run the most powerful university in...
Suppose you’re a homeowner with a hideous master bathroom. You’d like to remodel, but you don’t see how you can afford it. According to HomeAdvisor, the average cost for that job is around $9,400, and there’s no way you can squeeze that amount out of your budget right now. Then, one day, you get a letter from your bank offering you… What Is a Home Equity Line of Credit...
USAA is a highly ranked auto insurance company that consistently shines in consumer surveys. In fact, the company earned a perfect score in the category of Overall Satisfaction from the 2016 J.D. Power U.S. Auto Insurance Claims Satisfaction Study. The interesting thing about USAA is that it provides banking and investing services in addition to auto insurance. This could make it a good...
