With everything that’s happened in the government in early 2019, you might be worried about when you’ll get your tax refund. The IRS is prepared to issue refunds in a timely fashion, despite government shutdowns in January.

So when can you expect to get your tax refund? Well, it depends on when and how you file your taxes. In general, the IRS notes that it issues most refunds within 21 days of receiving your tax filing forms. But if you claim an Earned Income Tax Credit or Additional Child Tax Credit, your refund could take a bit longer to get to you. And remember, this process and the timing are based on when the IRS actually receives your tax forms and how you decide to be paid. If you e-file your taxes and choose to receive your refund as a direct deposit, you’ll get it more quickly than if you file with paper and receive your refund with a paper check.

Refund Schedule for 2019

The IRS used to actually publish a chart each year with the refund schedule, depending on the date that your return was accepted. Due to newer auditing procedures, they no longer do this. However, we can make a pretty good estimate based on past years’ performance. Still, take this information with a grain of salt, and check out the next section to learn how to get the status of your particular refund.

Date Return Accepted	Direct Deposit Sent	Paper Check Mailed
1/28/19 to 2/2/19	2/15/19	2/22/19
2/3/19 to 2/9/19	2/22/19	3/1/19
2/10/19 to 2/16/19	3/1/29	3/8/19
2/17/19 to 2/23/19	3/8/19	3/15/19
2/24/19 to 3/2/19	3/15/19	3/22/19
3/3/19 to 3/9/19	3/22/19	3/29/19
3/10/19 to 3/16/19	3/29/19	4/5/19
3/17/19 to 3/23/19	4/5/19	4/12/19
3/24/19 to 3/30/19	4/12/19	4/19/19
3/31/19 to 4/6/19	419/19	4/26/19
4/7/19 to 4/13/19	4/26/19	5/3/19
4/14/19 to 4/20/19	5/10/19	5/17/19
4/21/19 to 4/27/19	5/10/19	5/17/19
4/28/19 to 5/4/19	5/17/2019	5/24/19

Check Your Refund Status

The table above could help you estimate when you’ll get your refund. But if you’re curious about your actual refund status, you can find that easily online, too. Go to www.irs.gov/refunds and click “Check My Refund Status.” There you’ll enter your Social Security Number or ITIN, filing status, and refund amount shown on your tax return. You’ll need to have the exact refund amount, so be sure you’re looking at your tax return as you sent it in to the IRS. Once you enter this information, you’ll be able to see the status of your actual tax refund so that you can estimate when your money will arrive.

What To Do With That Refund

Save it For a Rainy Day

Do you already have plans for your tax refund when it does arrive? If not, you might consider tackling some of your most important financial goals. You could use it to pay off some lingering high-interest debt, or you could put it towards a savings goal you’ve been working on for a while. Another option is to save it in a high-interest savings account like the CIT Savings Builder account. With 2.10% APY tiered interest rates, your interest doesn’t get much better than this for a savings account. The CIT Savings Builder is an excellent option for storing your emergency fund or another longer-term savings account.

Invest Your Money

Another great option for dealing with that tax return money is to invest it. Putting your money into an investment account can seriously impact your financial future. Just getting started with investing? Check out options like Betterment and Wealthfront that make it easy to see how much and where you should invest. For women, especially, Ellevest is another beneficial option for beginning to invest. learn More about Betterment and Wealthfront. Regardless of when your income tax return arrives, be sure you have a plan to put it to good use so that you don’t blow it in a way that doesn’t further your financial progress for 2019!This process and the timing are based on when the IRS actually receives your tax forms and how you decide to be paid. The dates in this article will give you a better idea of when you can expect to receive your refund.

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