Finance Xpress

A bear market is a part of investing. The last bear market happened in March 2020, when the S&P 500 tanked by 32% in just a month. Thankfully, the bear market recovered and a bull market ensued until the end of 2021. In 2022, another bear market has taken hold. Inflation is running rampant. The

The post A Bear Market Checklist To Thriving In A Downturn appeared first on Financial Samurai.

Recently, I got an upsell from my life insurance carrier offering $500,000 in accidental death insurance for $33 a month. This is on top of my existing 20-year term life insurance policy coverage of $750,000. It sounded like repetitive coverage. But I was interested in learning more since I actually wanted to get at least

The post Accidental Death Insurance On Top Of Life Insurance: Coverage Differences appeared first on Financial Samurai.

After sharing how one man retired at age 41 with a household net worth of $4 million, I thought it would be good to share another story about early retirement from a completely different situation. This story comes from money trauma and how it was conquered. One of the complaints about the $4 million retirement

The post Overcoming Money Trauma: Why I Retired To Taiwan With Only $600,000 appeared first on Financial Samurai.

While working in finance, I fantasized about travel blogging. I saw a bunch of people write about all the new places they visited. They chronicled the food they ate and the activities they did while making money online. Given their niche was travel, they could also deduct their travel expenses from their online income. It

The post Travel Blogging: One Key To A Happier Retirement appeared first on Financial Samurai.

Several years ago, I had lunch with Jilliene Hellman, CEO and Founder of RealtyMogul in San Francisco. Back then I was impressed with her in-depth knowledge of commercial real estate. Further, I liked her focus on building a sustainable business versus having a “growth at any cost” type of mentality. Given it’s been a while,

The post RealtyMogul Overview 2022: Platform Improvements And New Initiatives appeared first on Financial Samurai.

Tappable equity is the amount of home equity available for homeowners to withdraw via a cash-out refinance or a second mortgage. It is typically calculated as total home equity minus 20 percent of home value. The 20 percent figure is used as a collateral cushion to protect the lender.  Tappable equity is a new term that I’ve

The post Tappable Equity: Usable Home Equity Has Exploded Higher appeared first on Financial Samurai.

Well folks, I did it! After two years of writing and editing during the pandemic, my book, Buy This, Not That: How To Spend Your Way To Wealth And Freedom is done! It comes out on June 28, 2022, in stores everywhere. After spending a combined 30+ years working in finance, studying finance, and writing

The post Why I Wrote A New Personal Finance Book: Buy This, Not That appeared first on Financial Samurai.