One of the main reasons why I retired at age 34 was to hedge against an early death. When I was nine, my grandfather died from cancer and I clearly remember seeing my mother distraught for months. Then when I was 13, my 15-year-old friend died in a car accident. Here today, gone tomorrow is
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Bear markets and bank runs aren't good for most people. But let's try to look at the upside if the Fed destroys the middle class, shall we? Thinking in extremes provides clarity to help make better decisions. To set the stage, we know at least these three things: The last time the Fed hiked to
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I’m a late adopter, which is why I haven’t thought too much about artificial intelligence (AI). I’d rather have all the early adopters figure out all the kinks first so I can better spend my time using the technology. However, at a kid’s birthday party one Saturday, a dad, who works in finance, came up
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Have you ever visited Pity City? You know, the place where you feel sorry for yourself and all your problems? I think we’ve all been there before. At Financial Samurai, we accept our situation and take action to make things better. Complaining why life isn’t fair is not the Financial Samurai way! We are all
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If you’re looking at buying a house in 2023, I believe a window of opportunity has emerged. Let me share the reasons why with some background to start. In my 2023 housing predictions, I estimated a 8% decline in the national median home price. The reasons include: Latest Housing Price Situation In 2023 Due to
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Are you trying to determine your level of financial satisfaction or dissatisfaction? After all, if you’re more satisfied financially, you should also be happier and less stressed. Good news! The FS Wealth Reality Ratio (FSWRR) will help you quantify your feelings and reveal the unhappiest cities in America! The core attribute about the FS Wealth
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