Finance Xpress

There are two things most financially-conscience people aspire to: retiring rich or retiring early. But which is better? Many people who haven't retired believe early retirement sounds fantastic, especially since so many are disengaged from work. On the other hand, who wouldn’t want to retire rich? However, to retire rich, you typically have to work […]

The post Why Retiring Early Is Obviously Better Than Retiring Rich appeared first on Financial Samurai.

For about 10 years, my father has been my primary editor on Financial Samurai. When my father isn't available, my wife steps in. This system has allowed me to maintain a consistent publishing schedule of three posts a week with a relatively high standard of quality. Typically, I spend 1.5–3 hours writing a post. Then, […]

The post Artificial Intelligence Put My Dad Out Of A Job And I’m Worried appeared first on Financial Samurai.

I remember being a broke college student during my senior year at The College of William & Mary. A group of us gathered at the Spanish House, the language immersion dorm where we lived, to brainstorm easy ways to make money. None of us had job offers yet, and we were anxious to prove to […]

The post Government Grift As A Lucrative Side Hustle To Build More Wealth appeared first on Financial Samurai.

Recently, I hit a major milestone in my journey to overcome what I like to call “frugality disease.” I spent $160 for an hour of private lessons for my two kids. In the past, I would’ve never paid such an amount. I’ve always been the type to teach them things myself, like swimming and bicycling. […]

The post The Curious Inability To Spend Money On Yourself appeared first on Financial Samurai.

Have you ever stepped into a home and immediately felt cozy, even in the middle of a busy city? You can’t quite pinpoint what makes it feel so comfortable and serene, despite the hustle and bustle outside. In this post, I’ll share the various elements that come together to create that warm, welcoming atmosphere. Living […]

The post What Creates That Cozy, Nestled Home Feeling In A Big City appeared first on Financial Samurai.

At long last, after four years, the Federal Reserve has finally cut the Fed Funds rate by 50 basis points, bringing the target range down to 4.75% – 5%. Expectations suggest we’ll see another 50 basis points cut in 2024, with a total reduction of 100 basis points by the end of 2025. Fed Chair […]

The post The Biggest Concern After Fed Rate Cuts Is Not What You Think appeared first on Financial Samurai.

If you're increasing your recommended safe withdrawal rate for retirement now, you're likely making a mistake. You might be inadvertently top-ticking the market as the Fed embarks on what is likely a multi-year rate cut cycle. One of the main reasons the Fed is cutting rates is due to growing weakness in the labor market. […]

The post Increasing The Safe Retirement Withdrawal Rate At The Wrong Time appeared first on Financial Samurai.