Finance Xpress

Before retiring in 2012, I didn't fear boredom or loneliness. It never occurred to me that I would be bored with so much potential freedom. My main fear was whether giving up a steady paycheck was an impetuous move that could lead me to financial ruin! However, after I left work, I must have told […]

The post Overwhelmed, Not Bored: An Unexpected Challenge Of Retirement appeared first on Financial Samurai.

October 2024 marks one year since I purchased the most expensive house I could afford. Leading up to the purchase, I wrestled with uncertainty about whether buying such a home was the right move. For most, a home is the largest purchase they will ever make, bringing with it a mix of excitement and worry. […]

The post Reflecting On A Year After Purchasing A House I Didn’t Need appeared first on Financial Samurai.

Empower is offering free financial consultations until October 31, 2024, for anyone with over $250,000 in investable assets. I wanted to share my experience speaking with them and how I began my investing journey. If you complete two video calls by the deadline, you'll receive a free $100 Visa gift card. There is no obligation […]

The post How Speaking To A Financial Professional Saved Me From Myself appeared first on Financial Samurai.

This guest post is by Vaughn, a long-time Financial Samurai reader who retired at 44 and is now 55. Vaughn's early retirement was driven by necessity rather than choice due to a congenital bone disease. Fortunately, his high income during his working years secured a solid SSDI benefit, and his mother’s foresight provided future rental […]

The post Why An 80/20 Stock-Heavy Portfolio in Retirement Might Be Ideal appeared first on Financial Samurai.

One of the worst experiences for a homeowner is filing a home insurance claim only to be told it's not covered. After years of paying premiums, the insurance company doesn't deliver when it's needed most. What a disappointment. This disconnect happens because we rarely take the time to review our home insurance policies each year. […]

The post A Home Insurance Policy Review To Understand What’s Covered appeared first on Financial Samurai.

Retiring early with a severance package is one of the smartest ways to leave the corporate world. Walking away without trying to secure one could leave tens of thousands, or even millions, on the table. I also believe that retiring early is better than retiring rich. For those who choose my preferred retirement path, negotiating […]

The post A Severance Package Is The Ultimate Catalyst For Early Retirement appeared first on Financial Samurai.

As a parent, your top priority is to protect your children until they are old enough to fend for themselves. Protecting your children requires good health, being alive, having resources, self-defense skills, and using common sense. If you’re missing one of these, the chances of your children and partner being harmed go up. After a […]

The post Effective Ways How To Protect Your Family From Harm’s Way appeared first on Financial Samurai.