Finance Xpress

As someone who literally wrote the book on how to negotiate a severance package, I love severance case studies! The second rule of FIRE (Financial Independence Retire Early) is simple: never quit your job—always try to negotiate a severance. If you’re planning to leave anyway, why not attempt to create a win-win scenario and walk […]

The post Federal Government Employees, Take The Severance Package And Run appeared first on Financial Samurai.

One adjustment I'm making to my net worth asset allocation is reducing exposure to closed-end venture capital funds while increasing allocation to open-ended venture capital funds. Closed-end venture capital funds follow a traditional model: you commit capital, fund capital calls, and rely on the general partners to make great investment choices. There are four main […]

The post The Case For Open-Ended Venture Capital Funds Over Closed Ones appeared first on Financial Samurai.

China's DeepSeek has shaken up the AI world with the release of an open-source AI model that reportedly outperformed OpenAI's in several benchmarks. Even more startling is the company’s claim that its AI technology was developed for only $5.6 million. This figure has raised eyebrows, especially as companies like OpenAI and Anthropic have spent hundreds […]

The post Deep Panic Thanks To DeepSeek’s Fast, Open-Source AI Model appeared first on Financial Samurai.

Starting on January 20, 2025, Donald Trump is now the 47th President of the United States, this time with JD Vance as his Vice President. Let's dive into what this new Trump presidency could mean for your finances. The failed assassination attempt on Trump was a sobering reminder of how fragile life is, underscoring that […]

The post What A Trump Presidency Means For Your Finances appeared first on Financial Samurai.

After over two years of writing and editing, I’m thrilled to finally share my upcoming new book with you: Millionaire Milestones: Easy Steps To Seven Figures! If you’ve enjoyed my writing on Financial Samurai over the past 16 years, you’re going to love this book out on May 6, 2025. I believe almost anyone can […]

The post New Book! Millionaire Milestones: Easy Steps To Seven Figures appeared first on Financial Samurai.

If there's one thing I don't recommend, it's buying stock on margin. Due to the volatility of stocks and high margin interest rates, borrowing money to buy stocks is a bad idea. Conversely, I'm not opposed to buying a home on margin, namely through a mortgage, if buying follows a homebuying guideline like the 30/30/3 […]

The post Bought Stock On Margin At A 12.575% Interest Rate And Survived appeared first on Financial Samurai.

In this Financial Samurai podcast episode, I speak to Ben Miller, co-founder and CEO of Fundrise about his outlook for residential commercial real estate in 2025. Despite high mortgage rates, he's taken a positive view and he shares the main reasons why.  Listen to my conversation with Ben by click the play button below or go to […]

The post Why Residential Commercial Real Estate Looks Attractive in 2025 appeared first on Financial Samurai.