Student loans have evolved. At one time, there was no option to refinance public federal loans (although you could always refinance private loans). Today, there’s a tremendous opportunity to refinance federal loans at a lower interest rate. Student loan refinancing can save you thousands, but it is not always the right choice. To avoid major, permanent mistakes, you should understand…

How to Refinance Private and Federal Student Loans – Pros & Cons is a post from Money Crashers.

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