Q1 2019 Auto Financing Report
2:42 AMPosted by: John S Kiernan
Consumer research and ratings firm J.D. Power has released its January auto sales forecast, and the trends aren’t looking the best for the industry. New-vehicle retail sales are projected to have a 2.4% decrease compared to January 2018. This is the third consecutive year in which retail sales have declined at the beginning of the year. But even though sales are down, individual transaction prices are increasing, which is helping manufacturers to maintain their profits.
At the moment, the market appears to be tilting in favor of the consumer. But there are more questions than just whether or not to buy. Should buyers apply for financing from banks, credit unions or manufacturers? Which manufacturers offer the best financing and leasing terms? How do interest rates compare for new versus used vehicles?
WalletHub answers these questions and more below, based on a detailed analysis of financing offers from a diverse group of more than 150 lenders. The data provided in this report, along with our panel discussion featuring industry experts, will help you make an informed decision. Read on for our findings.
- Key Findings
- Who Offers the Best Rates?
- Rates over Time
- Excellent vs. Fair Credit Score
- Manufacturer Transparency
- Debt Levels over Time
- Ask the Experts
- Methodology
- Historical Data
- Interest rates for new cars are at one of their lowest point in the past three years. However, the average new-car loan now charges 12 percent less interest than the average used-car loan.
- Now is not the time for people with excellent credit to buy used cars. The average interest rate for such buyers has risen nearly 39 percent since Q1 2016.
- Overall, buyers who have fair credit will end up spending about four times more to finance a vehicle than someone with excellent credit, which equates to $6,199 in additional interest payments over the life of a $20,000, five-year loan.
- Consumers in the market for a new car should start their search for financing with credit unions (rates 17 percent below average) and car manufacturers (13 percent below average). Regional banks (8 percent above average) and community and small banks (10 percent above average) should be secondary options.
- Car manufacturers continue to lack transparency when it comes to leasing offers, with the average one receiving a WalletHub Transparency Score of 4.5 out of 10. The most transparent manufacturers currently include Infiniti, Mini, BMW, Mercedes, Honda, Toyota, Nissan, Audi and Hyundai, but even they registered only a 6-point rating.
- Kia, Dodge, Honda, Toyota and Acura offer the lowest financing rates among the major car manufacturers surveyed by WalletHub. Kia, Toyota, Audi, Mazda, Infiniti, Nissan and Volvo have the best leasing offers.
Embed on your website<iframe src="//d2e70e9yced57e.cloudfront.net/wallethub/embed/10131/auto-columnchart1.html" width="780" height="450" frameBorder="0" scrolling="no"></iframe> <div style="width:780px;font-size:12px;color:#888;">Source: <a href="http://bit.ly/2I7ccy7>Note: Above data is based on a 36-month term.
Financing Offers by Car ManufacturerIt is important for consumers to understand that car-dealership financing offers may come from the financing arm of a car manufacturer or from a third-party financial institution. The following offers reflect financing available directly from car manufacturers’ financing arms.
Car Manufacturer |
Financing APR Q1 2019 |
Lease APR (inferred interest rate) Q1 2019 |
---|---|---|
Honda | 1.90% | 6.03% |
Toyota | 1.90% | 2.85% |
Volkswagen | 5.00% | 5.18% |
Chevrolet | 3.99% | 7.97% |
BMW | 3.89% | 7.14% |
Nissan | 4.99% | 4.31% |
Hyundai | 5.00% | 6.52% |
Kia | 0.00% | 2.06% |
Mazda | 5.49% | 3.56% |
Acura | 1.90% | 7.78% |
Audi | 4.99% | 3.09% |
Infiniti | 5.29% | 4.31% |
Subaru | 3.49% | 7.64% |
Lexus | 2.40% | 6.70% |
Mercedes | 5.19% | 8.40% |
Dodge | 0.00% | 9.85% |
Volvo | 4.00% | 4.95% |
Mini | 2.90% | 7.78% |
Buick | 4.90% | 6.81% |
Average | 3.54% | 5.94% |
Note: Above data are based on a 36-month term. The APRs presented for the financing and lease programs of the car manufactures are informational only. The actual obtainable values are based on various factors, including the borrower’s creditworthiness, income, location of residence, promotional programs and even negotiation skills. Make sure to always check upfront with a dealer about the availability of any discounts for particular groups (e.g., military personnel with USAA membership) that you might qualify for and any other costs/restrictions that may be imposed, especially in the case of lease contracts.
Rates over TimeEmbed on your website<iframe src="//d2e70e9yced57e.cloudfront.net/wallethub/embed/10131/auto-linechart1.html" width="780" height="450" frameBorder="0" scrolling="no"></iframe> <div style="width:780px;font-size:12px;color:#888;">Source: <a href="http://bit.ly/2I7ccy7>Note: Above data is based on a 36-month term.
Excellent vs. Fair Credit ScoreEmbed on your website<iframe src="//d2e70e9yced57e.cloudfront.net/wallethub/embed/10131/auto-columnchart2.html" width="780" height="450" frameBorder="0" scrolling="no"></iframe> <div style="width:780px;font-size:12px;color:#888;">Source: <a href="http://bit.ly/2I7ccy7>Note: Above data reflects a $20,000 five-year loan for a new car with a fixed interest rate, using WalletHub’s interest-rate data from Q1 2019.
Embed on your website<iframe src="//d2e70e9yced57e.cloudfront.net/wallethub/embed/10131/auto-linechart2.html" width="780" height="450" frameBorder="0" scrolling="no"></iframe> <div style="width:780px;font-size:12px;color:#888;">Source: <a href="http://bit.ly/2I7ccy7> Manufacturer TransparencyLeasing offers are the most difficult type of car-purchasing arrangement for consumers to understand, as they lack the equivalent of an APR that can be used for comparison. As a result, the transparency of manufacturers about these deals is integral to a consumer’s ability to make an informed decision.
Manufacturer |
Transp. Score - Q1 2019 |
Manufacturer |
Transp. Score - Q1 2019 |
|
---|---|---|---|---|
Infiniti | 6 | Subaru | 5 | |
Mini | 6 | Volkswagen | 3 | |
BMW | 6 | Kia | 3 | |
Mercedes | 6 | Ford | 3 | |
Honda | 6 | Dodge | 3 | |
Toyota | 6 | Lexus | 3 | |
Nissan | 6 | Buick | 3 | |
Audi | 6 | Cadillac | 3 | |
Hyundai | 6 | Chevrolet | 3 | |
Mazda | 5 | Chrysler | 3 | |
Acura | 5 | Volvo | 2 |
Embed on your website<iframe src="//d2e70e9yced57e.cloudfront.net/wallethub/embed/10131/auto-linechart5.html" width="780" height="450" frameBorder="0" scrolling="no"></iframe> <div style="width:780px;font-size:12px;color:#888;">Source: <a href="http://bit.ly/2I7ccy7>Source: Federal Reserve Bank of New York
Embed on your website<iframe src="//d2e70e9yced57e.cloudfront.net/wallethub/embed/10131/auto-linechart6.html" width="780" height="450" frameBorder="0" scrolling="no"></iframe> <div style="width:780px;font-size:12px;color:#888;">Source: <a href="http://bit.ly/2I7ccy7>Source: Federal Reserve Bank of New York
Embed on your website<iframe src="//d2e70e9yced57e.cloudfront.net/wallethub/embed/10131/auto-linechart7.html" width="780" height="450" frameBorder="0" scrolling="no"></iframe> <div style="width:780px;font-size:12px;color:#888;">Source: <a href="http://bit.ly/2I7ccy7>Source: Federal Reserve Bank of St. Louis
Embed on your website<iframe src="//d2e70e9yced57e.cloudfront.net/wallethub/embed/10131/auto-linechart8.html" width="780" height="450" frameBorder="0" scrolling="no"></iframe> <div style="width:780px;font-size:12px;color:#888;">Source: <a href="http://bit.ly/2I7ccy7>Source: Federal Reserve Bank of St. Louis
Ask the ExpertsIf you aren’t carefully monitoring the trends in car sales, you might miss out on a good deal — or buy at the wrong time. For additional insight into the car-buying process and related issues, we asked a panel of experts to weigh in with their thoughts on the following key questions:
- On a scale of 1 (an emphatic no) to 10 (an emphatic yes), is this a good time of year to buy a car?
- Do you expect auto financing deals to improve, get worse, or stay the same over the next 12 months?
- What steps can buyers and dealers take to make the car buying process more transparent and hassle-free?
- What tips do you have for individuals with fair or poor credit who are looking for an auto loan?
- What are some signs that you may be getting ripped off in the auto-financing process?
Kelly Shannon Manley Ph.D. – Associate Professor of Economics, Title IX Deputy Coordinator, University of North Georgia
Rick Kahler MSFP, ChFC, CFP – NAPFA Registered Financial Advisor & Adjunct Professor at Golden Gate University
Raghava R. Gundala Ph.D. – Associate Professor of Marketing, University of Wisconsin-Stout
To conduct our analysis, we reviewed auto-financing offers from a sample of 155 lenders, including 27 “Community Banks” (<$1 billion in total deposit volume) and “Small Banks” ($1 billion to $10 billion in total deposit volume), 47 “Regional Banks” ($10 billion to $100 billion in total deposit volume), 10 “National Banks” (those with a national presence), 52 “Credit Unions” and 19 “Car Manufacturers.”
For comparison purposes, we used 36 months as the repayment term for both financing and lease programs.
For bank-originated loans, we applied the following assumptions:
- $20,000 Loan: New Cars
- $10,000 Loan: Used Cars
- 80 Percent Loan-to-Value Ratio
- Excellent Credit Score: 720+
In order to calculate the “Lease APR,” we used the following methodology:
- We calculated the difference between the price of the car at the beginning and end of the lease to represent the amount that someone “borrows” when he or she leases a car.
- We then multiplied the monthly payments with the term of the lease to obtain the total amount paid for that contract.
- Finally, we calculated the difference between the total amount of payments on the lease contract and the amount “borrowed” to represent the total amount of interest, in dollars, that was paid during that period.
We obtained car-manufacturer loan and lease data from manufacturer websites, where available, or contacted the manufacturer directly. We also applied the following assumptions:
- Excellent Credit Score: 720+
- Annual Expected Mileage for the Lease Program: 15,000
For each car manufacturer, we requested APR data from an AutoNews study published quarterly for the most popular model with the most basic equipment options available.
For the price of the car, we used the “Manufacturer’s Suggested Retail Price” (MSRP), minus any applicable dealer discount. Our sample of cars includes the following:
Car Manufacturer |
Car Model - Q1 2019 |
Car Price |
---|---|---|
![]() |
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$22,115 |
![]() |
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$23,683 |
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$19,348 |
![]() |
![]() |
$19,995 |
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$32,990 |
![]() |
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$21,755 |
![]() |
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$15,800 |
![]() |
![]() |
$24,500 |
![]() |
![]() |
$22,875 |
![]() |
![]() |
$23,145 |
![]() |
![]() |
$39,200 |
![]() |
![]() |
$36,070 |
![]() |
![]() |
$22,713 |
![]() |
![]() |
$38,356 |
![]() |
![]() |
$56,615 |
![]() |
![]() |
$30,390 |
![]() |
![]() |
$42,000 |
![]() |
![]() |
$25,805 |
![]() |
![]() |
$35,988 |
Car Manufacturer & Dealer TransparencyHow easy is the process of obtaining complete financing and lease information from car manufacturers and dealers? – Worth 10 Points Total
- When lease information is provided on the manufacturer/dealer’s website, how complete is the info? – Worth 5 Points Total
- Monthly Payment + Lease Term – 0 points
- Car Price – 1 point
- Down Payment – 1 point
- Residual Value – 3 points
- Does the manufacturer/dealer provide complete lease info on its website for any car combo a consumer may choose? – Worth 1 Point Total
- Yes – 1 point
- No – 0 points
- How prevalent is the lease information provided on the manufacturer/dealer’s website? – Worth 2 Points Total
- Complete info not provided – 0 points
- Complete info provided but in fine print or hard to find – 1 point
- Complete info provided and prevalent – 2 points
- Does the manufacturer/dealer provide complete lease info offline? – Worth 2 Points Total
- Both car manufacturers and dealers willing to provide complete info – 2 points
- Only car manufacturers willing to provide complete info – 1 point
- Only car dealers willing to provide complete info – 1 point
- Neither car manufacturers nor dealers willing to provide complete info – 0 points
Historical Data Car Loan APRs 2013-2018 Note: Below data are based on a 36-month term.
Q4 2018 (vs. last yr) |
Q3 2018 (vs. last yr) |
Q2 2018 (vs. last yr) |
Q1 2018 (vs. last yr) |
Q4 2017 (vs. last yr) |
Q3 2017 (vs. last yr) |
Q2 2017 (vs. last yr) |
Q1 2017 (vs. last yr) |
Q4 2016 (vs. last yr) |
Q3 2016 (vs. last yr) |
Q2 2016 (vs. last yr) |
Q1 2016 (vs. last yr) |
Q4 2015 (vs. last yr) |
Q3 2015 (vs. last yr) |
Q2 2015 (vs. last yr) |
Q1 2015 (vs. last yr) |
Q4 2014 (vs. last yr) |
Q3 2014 (vs. last yr) |
Q2 2014 (vs. last yr) |
Q1 2014 (vs. last yr) |
Q4 2013 (vs. last yr) |
|
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
National & Regional Banks – New Cars | 4.36% (11.73%) | 4.20% (9.36%) | 4.19% (8.22%) | 3.92% (2.33%) | 3.90% (2.07%) | 3.84% (0.97%) | 3.88% (-0.62%) | 3.83% (-7.66%) | 3.82% (-6.30%) | 3.81% (-11.36%) | 3.90% (-8.91%) | 4.15% (-3.20%) | 4.08% (-5.25%) | 4.29% (-0.76%) | 4.28% (-1.45%) | 4.29% (-2.44%) | 4.31% (-3.20%) | 4.33% (-2.55%) | 4.34% (-3.74%) | 4.39% (-5.26%) | 4.45% (-7.87%) |
National & Regional Banks – Used Cars |
5.02% (9.68%) | 4.86% (6.99%) | 4.85% (6.06%) | 4.59% (1.49%) | 4.57% (1.00%) | 4.54% (0.80%) | 4.58% (0.81%) | 4.53% (-4.27%) | 4.53% (-5.79%) | 4.50% (-10.84%) | 4.54% (-8.76%) | 4.73% (-4.73%) | 4.81% (-6.14%) | 5.05% (1.47%) | 4.98% (-0.98%) | 4.96% (-1.30%) | 5.12% (-1.16%) | 4.98% (-2.04%) | 5.02% (-2.84%) | 5.03% (-4.65%) | 5.18% (-5.90%) |
Credit Unions – New Cars |
3.34% (30.64%) | 3.12% (25.73%) | 3.07% (27.30%) | 2.61% (13.47%) | 2.55% (17.65%) | 2.48% (12.58%) | 2.41% (9.18%) | 2.30% (4.56%) | 2.17% (0.29%) | 2.20% (1.06%) | 2.21% (-7.43%) | 2.20% (-8.62%) | 2.16% (-11.40%) | 2.18% (-11.97%) | 2.39% (-3.58%) | 2.41% (-4.24%) | 2.44% (9.25%) | 2.47% (N/A) | 2.48% (N/A) | 2.51% (N/A) | 2.24% (N/A) |
Credit Union – Used Cars |
3.61% (26.98%) | 3.39% (24.14%) | 3.34% (24.81%) | 2.87% (10.79%) | 2.84% (15.85%) | 2.73% (10.91%) | 2.68% (7.55%) | 2.59% (3.74%) | 2.45% (-0.42%) | 2.46% (0.32%) | 2.49% (-6.32%) | 2.49% (-6.96%) | 2.46% (-15.79%) | 2.45% (-16.85%) | 2.66% (-10.38%) | 2.68% (-9.94%) | 2.93% (15.35%) | 2.95% (N/A) | 2.96% (N/A) | 2.98% (N/A) | 2.54% (N/A) |
Community & Small Banks – New Cars |
4.54% (11.36%) | 4.47% (9.75%) | 4.47% (8.01%) | 4.12% (-2.12%) | 4.08% (-3.22%) | 4.07% (-3.17%) | 4.14% (-2.02%) | 4.21% (-3.24%) | 4.21% (1.96%) | 4.20% (-3.17%) | 4.22% (13.82%) | 4.35% (14.42%) | 4.13% (4.41%) | 4.34% (9.64%) | 3.71% (-7.27%) | 3.80% (-4.82%) | 3.96% (-12.14%) | 3.96% (N/A) | 4.00% (N/A) | 4.00% (N/A) | 4.50% (N/A) |
Community & Small Banks – Used Cars |
5.42% (4.89%) | 5.40% (3.61%) | 5.40% (4.21%) | 5.09% (-2.76%) | 5.17% (-1.25%) | 5.21% (-2.88%) | 5.18% (-3.45%) | 5.23% (-1.86%) | 5.23% (1.17%) | 5.36% (1.19%) | 5.36% (17.93%) | 5.33% (18.18%) | 5.17% (5.61%) | 5.30% (8.71%) | 4.55% (-7.48%) | 4.51% (-6.86%) | 4.90% (-2.21%) | 4.88% (N/A) | 4.92% (N/A) | 4.84% (N/A) | 5.01% (N/A) |
Car Manufacturers – New Car Financing |
2.69% (11.62%) | 2.51% (44.05%) | 2.11% (5.20%) | 1.87% (5.62%) | 2.41% (111.55%) | 1.74% (20.00%) | 2.01% (4.15%) | 1.77% (-19.18%) | 1.14% (-42.71%) | 1.45% (19.83%) | 1.93% (21.87%) | 2.19% (4.78%) | 1.99% (N/A) | 1.21% (N/A) | 1.58% (N/A) | 2.09% (N/A) | 1.92% (-21.89%) | N/A (N/A) | N/A (N/A) | N/A (N/A) | 2.46% (N/A) |
Car Manufacturers – Leasing |
4.95% (0.75%) | 5.62% (27.68%) | 5.23% (-5.68%) | 5.13% (17.19%) | 4.91% (7.30%) | 4.40% (-3.93%) | 5.54% (12.15%) | 4.38% (-1.13%) | 4.58% (-3.78%) | 4.58% (-8.40%) | 4.94% (0.43%) | 4.43% (-10.14%) | 4.76% (N/A) | 5.00% (N/A) | 4.92% (N/A) | 4.93% (N/A) | 5.73% (31.84%) | N/A (N/A) | N/A (N/A) | N/A (N/A) | 4.35% (N/A) |
Car Manufacturer |
Financing APR - Q4 2018 |
Lease APR (inferred interest rate) - Q4 2018 |
Financing APR - Q3 2018 |
Lease APR (inferred interest rate) - Q3 2018 |
Financing APR - Q2 2018 |
Lease APR (inferred interest rate) - Q2 2018 |
Financing APR - Q1 2018 |
Lease APR (inferred interest rate) - Q1 2018 |
Financing APR - Q4 2017 |
Lease APR (inferred interest rate) - Q4 2017 |
Financing APR - Q3 2017 |
Lease APR (inferred interest rate) - Q3 2017 |
Financing APR - Q2 2017 |
Lease APR (inferred interest rate) - Q2 2017 |
Financing APR - Q1 2017 |
Lease APR (inferred interest rate) - Q1 2017 |
Financing APR - Q4 2016 |
Lease APR (inferred interest rate) - Q4 2016 |
Financing APR - Q3 2016 |
Lease APR (inferred interest rate) - Q3 2016 |
Financing APR - Q2 2016 |
Lease APR (inferred interest rate) - Q2 2016 |
Financing APR - Q1 2016 |
Lease APR (inferred interest rate) - Q1 2016 |
Financing APR - Q4 2015 |
Lease APR (inferred interest rate) - Q4 2015 |
Financing APR - Q3 2015 |
Lease APR (inferred interest rate) - Q3 2015 |
Financing APR - Q2 2015 |
Lease APR (inferred interest rate) - Q2 2015 |
Financing APR - Q1 2015 |
Lease APR (inferred interest rate) - Q1 2015 |
Financing APR - Q4 2014 |
Lease APR (inferred interest rate) - Q4 2014 |
Financing APR - Q4 2013 |
Lease APR (inferred interest rate) - Q4 2013 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Nissan | 0.00% | 2.63% | 4.00% | 5.25% | 2.99% | 3.45% | 0.00% | 4.74% | 0.00% | 5.28% | 3.99% | 5.61% | N/A | N/A | 2.81% | 4.54% | N/A | N/A | 0.00% | 2.54% | 0.00% | 5.09% | 0.90% | 4.53% | 2.99% | 4.18% | 0.00% | 3.06% | 0.00% | 4.57% | 0.00% | 0.94% | 0.00% | 4.74% | 0.00% | 2.04% |
Toyota | 3.90% | 2.90% | 1.90% | 2.95% | 1.90% | 3.01% | 0.90% | 2.12% | 0.90% | 2.88% | 0.00% | 3.97% | 0.00% | 3.45% | 0.00% | 3.30% | 0.00% | 4.10% | 0.00% | 2.97% | 0.00% | 2.35% | 2.99% | 1.94% | 0.00% | 5.78% | 0.00% | 3.29% | 0.00% | 2.87% | 0.00% | 4.39% | 1.90% | 5.66% | 3.38% | 4.42% |
Mazda | 3.99% | 3.26% | 0.00% | 5.88% | N/A | N/A | 0.00% | 3.49% | N/A | N/A | 0.00% | 4.96% | N/A | N/A | 0.00% | 2.31% | 0.00% | 4.84% | 2.69% | 4.86% | 0.00% | 6.19% | 1.99% | 5.76% | 3.99% | 5.15% | 0.90% | 2.86% | 3.99% | 9.21% | 2.24% | 5.75% | 0.90% | 6.36% | 0.90% | 3.23% |
Honda | 1.90% | 7.93% | 1.90% | 7.31% | 1.90% | 5.45% | 3.90% | 6.87% | 4.99% | 8.84% | 0.90% | 4.76% | 0.90% | 6.19% | 0.90% | 2.66% | 0.90% | 3.89% | 1.99% | 3.13% | 0.90% | 3.56% | 0.90% | 6.40% | 0.90% | 2.83% | 0.90% | 3.36% | 0.90% | 4.77% | 0.90% | 5.67% | 0.90% | 3.67% | 0.90% | 6.25% |
Chrysler | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0.00% | 2.27% | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0.90% | 3.41% | 1.90% | 9.15% | 0.00% | 4.55% | 1.98% | 8.28% | 3.64% | 4.80% |
Lexus | N/A | N/A | 2.99% | 5.38% | N/A | N/A | 2.90% | 2.73% | N/A | N/A | 2.99% | 4.97% | N/A | N/A | 1.90% | 4.18% | N/A | N/A | 0.90% | 5.85% | 1.90% | 4.05% | 2.90% | 5.26% | 2.90% | 3.92% | 0.90% | 3.68% | N/A | N/A | N/A | N/A | N/A | N/A | 2.90% | 2.17% |
Volvo | N/A | N/A | 3.59% | 6.83% | N/A | N/A | 2.59% | 5.70% | N/A | N/A | 2.49% | 5.20% | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 1.99% | 2.70% | N/A | N/A | 2.69% | 1.94% | 1.69% | 2.65% | 1.90% | 2.57% | 1.90% | 7.23% | N/A | N/A |
Kia | N/A | N/A | 0.00% | 7.93% | N/A | N/A | 2.90% | 6.59% | 3.90% | 7.60% | 0.00% | 2.34% | N/A | N/A | 0.00% | 5.21% | 0.00% | 5.39% | 2.00% | 3.65% | 1.90% | 6.99% | 2.99% | 2.70% | N/A | N/A | 0.00% | 4.83% | 0.00% | 7.54% | 1.90% | 4.36% | 0.00% | 5.27% | 0.90% | 6.01% |
Ford | N/A | N/A | 0.00% | 4.33% | N/A | N/A | 0.00% | 6.78% | 0.00% | 2.33% | 0.00% | 2.58% | 3.50% | 3.46% | 0.00% | 5.81% | 0.00% | 6.47% | 0.00% | 3.10% | 0.00% | 3.44% | 2.90% | 5.00% | N/A | N/A | 0.00% | 5.02% | 0.00% | 2.81% | 5.90% | 6.95% | 3.94% | 4.71% | 4.90% | 2.38% |
BMW | N/A | N/A | 5.59% | 5.25% | N/A | N/A | 3.89% | 3.79% | 3.89% | 2.37% | 3.29% | 4.74% | 3.59% | 5.03% | 2.91% | 5.14% | 2.99% | 5.18% | 0.90% | 3.16% | 2.97% | 3.72% | 2.92% | 4.97% | 2.92% | 5.98% | 0.90% | 4.42% | 0.90% | 3.35% | 3.12% | 6.67% | 3.12% | 2.26% | 2.99% | 4.67% |
Volkswagen | 3.99% | 4.07% | 1.90% | 4.57% | 1.90% | 6.31% | 1.90% | 4.18% | 0.90% | 3.34% | 0.00% | 4.87% | N/A | N/A | 2.90% | 3.66% | 2.90% | 3.52% | 1.99% | 3.59% | 1.90% | 3.34% | 2.90% | 3.23% | 1.90% | 5.02% | 0.00% | 5.42% | 0.00% | 3.89% | 2.90% | 3.97% | 2.90% | 5.68% | 3.90% | 2.51% |
Infiniti | N/A | N/A | 0.00% | 3.00% | N/A | N/A | 3.59% | 4.99% | 2.99% | 2.44% | 1.90% | 2.75% | 0.90% | 5.62% | 2.99% | 5.72% | 2.99% | 4.69% | 0.99% | 4.23% | 1.90% | 3.62% | 1.90% | 4.81% | N/A | N/A | 1.99% | 3.84% | 1.90% | 4.14% | 2.90% | 2.87% | 2.49% | 4.68% | 2.99% | 5.64% |
Audi | 5.79% | 7.27% | 4.99% | 5.34% | 3.49% | 1.98% | 2.99% | 4.71% | N/A | N/A | 3.99% | 4.58% | 3.40% | 4.87% | 2.90% | 4.08% | N/A | N/A | 1.99% | 4.11% | 2.90% | 6.94% | 3.90% | 5.83% | 2.90% | 3.88% | 2.90% | 3.34% | 2.90% | 2.73% | 2.29% | 5.23% | 2.90% | 6.41% | 1.90% | 4.34% |
Chevrolet | 3.55% | 6.35% | 7.49% | 6.49% | 3.29% | 5.45% | 2.99% | 4.61% | 3.99% | 4.54% | 2.99% | 6.28% | N/A | N/A | 3.99% | 2.66% | N/A | N/A | 2.90% | 4.68% | 2.90% | 2.71% | 1.99% | 1.91% | 1.99% | 6.97% | 1.99% | 5.03% | 2.99% | 5.28% | 2.90% | 3.27% | 1.90% | 1.32% | 2.90% | 1.15% |
Subaru | 0.00% | 3.37% | 0.00% | 2.79% | 0.00% | 2.23% | 0.00% | 3.84% | N/A | N/A | N/A | N/A | N/A | N/A | 0.00% | 3.55% | 0.00% | 7.30% | 0.00% | 6.76% | 1.49% | 8.35% | 1.49% | 6.59% | 1.49% | 3.92% | 1.90% | 5.23% | 1.49% | 3.81% | 1.49% | 4.37% | 2.99% | 8.01% | 0.00% | 2.50% |
Buick | N/A | N/A | 4.00% | 8.39% | N/A | N/A | 2.99% | 5.46% | 2.99% | 4.93% | N/A | N/A | N/A | N/A | 5.90% | 4.43% | N/A | N/A | N/A | N/A | 1.99% | 5.02% | 2.90% | 3.88% | N/A | N/A | 0.00% | 7.26% | N/A | N/A | N/A | N/A | 1.85% | 4.13% | 1.90% | 3.49% |
Mercedes | N/A | N/A | 3.99% | 5.01% | 3.99% | 8.40% | 3.99% | 6.46% | 3.49% | 6.31% | 4.90% | 5.46% | 2.99% | 6.29% | 3.99% | 7.21% | 1.99% | 3.01% | 2.99% | 4.81% | 2.69% | 3.46% | 2.99% | 4.23% | N/A | N/A | 3.49% | 4.32% | N/A | N/A | 2.99% | 8.11% | 2.99% | 9.28% | 3.90% | 5.43% |
Mini | N/A | N/A | 1.90% | 7.81% | 1.90% | 6.33% | 0.90% | 10.29% | N/A | N/A | 2.90% | 7.95% | N/A | N/A | 2.40% | 6.52% | N/A | N/A | 0.00% | 7.82% | 3.44% | 6.19% | 0.90% | 6.84% | N/A | N/A | 1.49% | 6.83% | 1.90% | 6.60% | 0.90% | 4.27% | 1.90% | 7.89% | N/A | N/A |
Cadillac | N/A | N/A | N/A | N/A | N/A | N/A | 1.90% | 5.11% | N/A | N/A | 0.00% | 4.37% | N/A | N/A | N/A | N/A | N/A | N/A | 0.00% | 3.17% | N/A | N/A | 1.90% | 4.17% | 1.90% | 3.81% | 1.88% | 6.65% | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Hyundai | 1.90% | 2.59% | 3.99% | 7.21% | N/A | N/A | 0.00% | 2.51% | N/A | N/A | 0.00% | 2.93% | N/A | N/A | 0.00% | 2.55% | 0.00% | 2.80% | 0.00% | 3.03% | 1.90% | 5.39% | 2.99% | 4.18% | N/A | N/A | 1.90% | 7.24% | 2.59% | 3.62% | 2.90% | 7.42% | 2.90% | 6.37% | 0.00% | 4.73% |
Dodge | N/A | N/A | 0.00% | 6.05% | 0.00% | 10.29% | 0.00% | 8.11% | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 2.90% | 10.02% | 3.90% | 9.24% | 0.00% | 5.99% | 0.00% | 5.68% | 0.00% | 10.41% | 0.00% | 10.86% | 1.90% | 7.74% | 1.99% | 10.64% | 3.90% | 6.78% |
Acura | 1.90% | 9.14% | 1.90% | 4.57% | 1.90% | 4.57% | 0.90% | 6.71% | 0.90% | 8.11% | 0.90% | 2.86% | 0.90% | 6.19% | 0.90% | 4.68% | 1.90% | 3.82% | 1.99% | 5.32% | 1.90% | 4.28% | 1.90% | 4.06% | N/A | N/A | 1.90% | 8.52% | 1.90% | 3.84% | 0.90% | 3.20% | 0.90% | 4.53% | 0.90% | 5.08% |
Mitsubishi | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 2.49% | 3.84% | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 2.99% | 3.50% | N/A | N/A | 0.00% | 3.31% | N/A | N/A |
Jaguar | N/A | N/A | N/A | N/A | N/A | N/A | 1.90% | 3.15% | N/A | N/A | 1.90% | 2.35% | 1.90% | 8.73% | 1.90% | 3.12% | N/A | N/A | 1.90% | 3.06% | 1.99% | 2.00% | 1.90% | 2.57% | N/A | N/A | N/A | N/A | 2.90% | 6.87% | 1.90% | 5.14% | N/A | N/A | N/A | N/A |
Fiat | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0.00% | 9.01% | N/A | N/A | 3.90% | 7.53% | 3.90% | 5.73% | N/A | N/A | N/A | N/A | N/A | N/A | 3.90% | 3.12% | 3.90% | 6.05% | N/A | N/A | 4.90% | 6.08% |
Scion | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 1.90% | 3.35% | 1.90% | 6.94% | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 3.95% | 7.59% |
Average | 2.69% | 4.95% | 2.51% | 5.62% | 2.11% | 5.23% | 1.87% | 5.13% | 2.41% | 4.91% | 1.74% | 4.40% | 2.01% | 5.54% | 1.77% | 4.38% | 1.14% | 4.58% | 1.45% | 4.58% | 1.93% | 4.94% | 2.19% | 4.43% | 1.99% | 4.76% | 1.21% | 5.00% | 1.58% | 4.92% | 2.09% | 4.93% | 1.92% | 5.73% | 2.46% | 4.35% |
Manufacturer |
Transp. Score - Q4 2018 |
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Transp. Score - Q2 2017 |
Transp. Score - Q1 2017 |
Transp. Score - Q4 2016 |
Transp. Score - Q3 2016 |
Transp. Score - Q2 2016 |
Transp. Score - Q1 2016 |
Transp. Score - Q4 2015 |
Transp. Score - Q3 2015 |
Transp. Score - Q2 2015 |
Transp. Score - Q1 2015 |
Transp. Score - Q4 2014 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Mazda | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
Infiniti | 6 | 3 | 3 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
Mini | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 |
BMW | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 3 |
Acura | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 3 |
Jaguar | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 6 | 6 | N/A |
Honda | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 3 | 3 |
Volkswagen | 3 | 3 | 3 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 3 | 3 |
Kia | 3 | 3 | 3 | 3 | 3 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 3 | 3 |
Toyota | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 3 | 3 | 3 | 3 | 3 |
Nissan | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 3 | 3 | 3 | 3 | 3 |
Ford | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
Dodge | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
Audi | 5 | 6 | 6 | 6 | 6 | 3 | 6 | 6 | 6 | 6 | 6 | 3 | 3 | 3 | 3 | 3 | 3 |
Volvo | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 3 |
Fiat | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 3 | 3 | N/A |
Mitsubishi | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 3 | N/A | 3 |
Cadillac | 3 | 3 | 3 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 3 | N/A | N/A |
Chevrolet | 3 | 3 | 3 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 1 | 3 |
Chrysler | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 1 | 1 | 3 |
Hyundai | 6 | 6 | 6 | 6 | 3 | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 1 | 1 | 1 | 1 | 1 |
Subaru | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 2 | 2 | 1 | 1 | 1 |
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